{"id":2367,"date":"2026-02-28T22:14:00","date_gmt":"2026-02-28T22:14:00","guid":{"rendered":"https:\/\/aafpress.ge\/?p=2367"},"modified":"2026-03-01T20:47:02","modified_gmt":"2026-03-01T20:47:02","slug":"%e1%83%98%e1%83%9c%e1%83%a2%e1%83%94%e1%83%a0%e1%83%95%e1%83%98%e1%83%a3-%e1%83%a1%e1%83%90%e1%83%a5%e1%83%90%e1%83%a0%e1%83%97%e1%83%95%e1%83%94%e1%83%9a%e1%83%9d%e1%83%a1-%e1%83%a1%e1%83%90%e1%83%a4","status":"publish","type":"post","link":"https:\/\/aafpress.ge\/?p=2367","title":{"rendered":"\u10d8\u10dc\u10e2\u10d4\u10e0\u10d5\u10d8\u10e3 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10d1\u10d8\u10e0\u10df\u10d8\u10e1 \u10d3\u10d8\u10e0\u10d4\u10e5\u10e2\u10dd\u10e0 \u10d2\u10d8\u10dd\u10e0\u10d2\u10d8 \u10d0\u10db\u10d6\u10d0\u10e8\u10d5\u10d8\u10da\u10d7\u10d0\u10dc"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>\u10d2\u10d8\u10dd\u10e0\u10d2\u10d8 \u10d0\u10db\u10d6\u10d0\u10e8\u10d5\u10d8\u10da\u10d8 \u2013 \u10d3\u10d0\u10d8\u10d1\u10d0\u10d3\u10d0 1967 \u10ec\u10da\u10d8\u10e1 26 \u10dd\u10e5\u10e2\u10dd\u10db\u10d1\u10d4\u10e0\u10e1 \u10e5. \u10d7\u10d4\u10da\u10d0\u10d5\u10e8\u10d8.<br>\u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0<br>1992 \u10ec\u10d4\u10da\u10d8 \u2013 \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8, \u10e4\u10d8\u10d6\u10d8\u10d9\u10d8\u10e1 \u10e4\u10d0\u10d9\u10e3\u10da\u10e2\u10d4\u10e2\u10d8;<br>1993 \u10ec\u10d4\u10da\u10d8 \u2013 \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8\u10e1 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10e1\u10d9\u10dd\u10da\u10d0, \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d0, \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10e1\u10e2\u10d8\u10e1 \u10d9\u10d5\u10d0\u10da\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0;<br>2004 \u10ec\u10d4\u10da\u10d8 \u2013 \u10e2\u10e3\u10da\u10d4\u10d8\u10dc\u10d8\u10e1 \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8 (\u10dc\u10d8\u10e3-\u10dd\u10e0\u10da\u10d4\u10d0\u10dc\u10d8, \u10d0\u10e8\u10e8), \u10e4\u10e0\u10d8\u10db\u10d4\u10dc\u10d8\u10e1 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10e1\u10d9\u10dd\u10da\u10d8\u10e1 \u10d0\u10e6\u10db\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10d0\u10d3\u10db\u10d8\u10dc\u10d8\u10e1\u10e2\u10e0\u10d0\u10ea\u10d8\u10d8\u10e1 \u10db\u10d0\u10d2\u10d8\u10e1\u10e2\u10e0\u10d8 (Executive MBA).<br>\u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0<br>02\/2017-03\/2025 \u10ec\u10da\u10d4\u10d1\u10d8 \u2013 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10e0\u10e9\u10d4\u10d5\u10d4\u10da\u10d8, Deloitte Consulting, LLP;<br>04\/2018-10\/2022 \u10ec\u10da\u10d4\u10d1\u10d8 \u2013 \u10db\u10d4\u10dc\u10d4\u10ef\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10db\u10e0\u10e9\u10d4\u10d5\u10d4\u10da\u10d8, \u10e8\u10de\u10e1 \u201e\u10da\u10e3\u10d3\u10e1\u10d0\u10ee\u10d0\u10e0\u10e8\u10d8 \u10d0\u10e0\u10d2\u10dd\u201c;<br>09\/2010 \u2013 02\/2017 \u10ec\u10da\u10d4\u10d1\u10d8 \u2013 \u10d3\u10d8\u10e0\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8, \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0, \u10e8\u10de\u10e1 \u201e\u10d2\u10da\u10dd\u10d1\u10d0\u10da \u10e1\u10e2\u10e0\u10d8\u10db\u10d8\u201c, Globalstrim.com;<br>07\/2010 \u2013 09\/2011 \u10ec\u10da\u10d4\u10d1\u10d8 \u2013 \u10db\u10d4\u10dc\u10d4\u10ef\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10db\u10e0\u10e9\u10d4\u10d5\u10d4\u10da\u10d8, \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8: \u201e\u10d1\u10d4\u10e0\u10e2\u10d0\u201c, \u201e\u10d1\u10d0\u10d7\u10dd\u10d8\u10da\u10d8\u201c, \u201e\u10d1\u10d8\u10dd\u10de\u10dd\u10da\u10e3\u10e1 \u10e4\u10d0\u10e0\u10db\u10d0\u10ea\u10d4\u10d5\u10e2\u10d8\u10d9\u10d0\u10da\u10e1\u10d8\u201c;<br>01\/2009 \u2013 02\/2010 \u10ec\u10da\u10d4\u10d1\u10d8 \u2013 \u10d3\u10d0\u10db\u10e4\u10e3\u10eb\u10dc\u10d4\u10d1\u10d4\u10da\u10d8, \u10d0\u10e6\u10db\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d3\u10d8\u10e0\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8, RPA Caucasus, LLC, Investment Banking, Income-Producing Real Estate (\u10d0\u10db\u10df\u10d0\u10db\u10d0\u10d3 \u2013 REA Caucasus);<br>01\/2006 \u2013 12\/2008 \u10ec\u10da\u10d4\u10d1\u10d8 \u2013 \u10d0\u10e6\u10db\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d3\u10d8\u10e0\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8 \u10db\u10e0\u10e9\u10d4\u10d5\u10d4\u10da\u10d8, \u201e\u10e1\u10d0\u10ee\u10d0\u10da\u10ee\u10dd \u10d1\u10d0\u10dc\u10d9\u10d8\u201c (\u10d0\u10db\u10df\u10d0\u10db\u10d0\u10d3 \u2013 \u201e\u10da\u10d8\u10d1\u10d4\u10e0\u10d7\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u201c);<br>03\/2001 \u2013 12\/2006 \u10ec\u10da\u10d4\u10d1\u10d8 \u2013 \u10e8\u10d4\u10e0\u10ec\u10e7\u10db\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e8\u10d4\u10e1\u10e7\u10d8\u10d3\u10d5\u10d8\u10e1 \u10db\u10e0\u10e9\u10d4\u10d5\u10d4\u10da\u10d8, Sunbelt Business Advisors, USA;<br>09\/1998 \u2013 02\/2001 \u10ec\u10da\u10d4\u10d1\u10d8 \u2013 \u10e3\u10e4\u10e0\u10dd\u10e1\u10d8 \u10db\u10e0\u10e9\u10d4\u10d5\u10d4\u10da\u10d8, Barents Group\/KPMG Consulting;<br>08\/1997 \u2013 09\/1998 \u10ec\u10da\u10d4\u10d1\u10d8 \u2013 \u10e4\u10e3\u10da\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d3\u10d4\u10de\u10d0\u10e0\u10e2\u10d0\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10ee\u10d4\u10da\u10db\u10eb\u10e6\u10d5\u10d0\u10dc\u10d4\u10da\u10d8, \u201e\u10d7\u10d1\u10d8\u10da\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d1\u10d0\u10dc\u10d9\u10d8\u201c;<br>01\/1996 \u2013 08\/1997 \u10ec\u10da\u10d4\u10d1\u10d8 \u2013 \u10e4\u10d8\u10da\u10d8\u10d0\u10da\u10d8\u10e1 \u10d3\u10d8\u10e0\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8, \u201e\u10d7\u10d1\u10d8\u10da\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d1\u10d0\u10dc\u10d9\u10d8\u201c;<br>05\/1993 \u2013 01\/1996 \u10ec\u10da\u10d4\u10d1\u10d8 \u2013 \u10e4\u10e3\u10da\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10db\u10d4\u10dc\u10d4\u10ef\u10d4\u10e0\u10d8, \u10e1\u10d0\u10db\u10e0\u10d4\u10ec\u10d5\u10d4\u10da\u10dd \u10d3\u10d0 \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10d1\u10d0\u10dc\u10d9\u10d8 (\u10e0\u10e3\u10e1\u10d4\u10d7\u10d8).<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u10d1\u10d0\u10e2\u10dd\u10dc\u10dd \u10d2\u10d8\u10dd\u10e0\u10d2\u10d8, \u10db\u10d0\u10d3\u10da\u10dd\u10d1\u10d0\u10e1 \u10d2\u10d8\u10ee\u10d3\u10d8\u10d7 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d5\u10d8\u10e3\u10d6\u10d4 \u10d3\u10d0\u10d7\u10d0\u10dc\u10ee\u10db\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1. \u10e1\u10d0\u10dc\u10d0\u10db \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10e3\u10da \u10d9\u10d8\u10d7\u10ee\u10d5\u10d4\u10d1\u10d6\u10d4 \u10d2\u10d0\u10d3\u10d0\u10d5\u10d0\u10da\u10d7 \u10d3\u10d0 \u10e4\u10d0\u10e5\u10e2\u10dd\u10d1\u10e0\u10d8\u10d5\u10d0\u10d3 \u10e3\u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd \u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10d1\u10d8\u10e0\u10df\u10d8\u10e1 \u10e1\u10d0\u10db\u10dd\u10db\u10d0\u10d5\u10da\u10dd\u10d3 \u10d2\u10d0\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d7\u10e5\u10d5\u10d4\u10dc\u10e1 \u10e0\u10dd\u10da\u10d6\u10d4 \u10d5\u10d8\u10e1\u10d0\u10e3\u10d1\u10e0\u10d4\u10d1\u10d7, \u10d2\u10d5\u10d8\u10d0\u10db\u10d1\u10d4\u10d7 \u10d7\u10e5\u10d5\u10d4\u10dc \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1. \u10e0\u10dd\u10d2\u10dd\u10e0 \u10db\u10dd\u10ee\u10d5\u10d3\u10d8\u10d7 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10e1\u10d0\u10db\u10e7\u10d0\u10e0\u10dd\u10e8\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8 \u10d8\u10e7\u10dd \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10d2\u10d0\u10dc\u10d5\u10da\u10d8\u10da\u10d8 \u10d2\u10d6\u10d0 \u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10d1\u10d8\u10e0\u10df\u10d8\u10e1 \u10d3\u10d8\u10e0\u10d4\u10e5\u10e2\u10dd\u10e0\u10dd\u10d1\u10d0\u10db\u10d3\u10d4?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10d3\u10d0\u10d5\u10d8\u10d1\u10d0\u10d3\u10d4 \u10d7\u10d4\u10da\u10d0\u10d5\u10e8\u10d8. \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10e1\u10d9\u10dd\u10da\u10d8\u10e1 \u10d3\u10d0\u10db\u10d7\u10d0\u10d5\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2, \u10ef\u10d0\u10d5\u10d0\u10ee\u10d8\u10e8\u10d5\u10d8\u10da\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10d7\u10d1\u10d8\u10da\u10d8\u10e1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10e8\u10d8 \u10e4\u10d8\u10d6\u10d8\u10d9\u10d8\u10e1 \u10e4\u10d0\u10d9\u10e3\u10da\u10e2\u10d4\u10e2\u10d6\u10d4 \u10e9\u10d0\u10d5\u10d0\u10d1\u10d0\u10e0\u10d4. \u10d4\u10e1 \u10d8\u10e1 \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10d0, 1992 \u10ec\u10d4\u10da\u10d8, \u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10db\u10eb\u10d8\u10db\u10d4 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0 \u10e8\u10d4\u10d8\u10e5\u10db\u10dc\u10d0, \u10e4\u10d8\u10d6\u10d8\u10d9\u10d8\u10e1 \u10d3\u10e0\u10dd \u10d0\u10e6\u10d0\u10e0 \u10d8\u10e7\u10dd. \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1 \u10db\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10d3\u10d0, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0 \u10d2\u10d0\u10db\u10dd\u10e9\u10dc\u10d3\u10d0 \u10d3\u10d0 \u10db\u10dd\u10e1\u10d9\u10dd\u10d5\u10e8\u10d8 \u10ec\u10d0\u10d5\u10d4\u10d3\u10d8.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d3\u10d0\u10d5\u10d8\u10ec\u10e7\u10d4 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d0 \u10e0\u10e3\u10e1\u10d4\u10d7\u10d8\u10e1 \u10e1\u10d0\u10db\u10e0\u10d4\u10ec\u10d5\u10d4\u10da\u10dd-\u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10d1\u10d0\u10dc\u10d9\u10e8\u10d8, \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d4\u10de\u10d0\u10e0\u10e2\u10d0\u10db\u10d4\u10dc\u10e2\u10e8\u10d8. \u10db\u10dd\u10db\u10d0\u10dc\u10d3\u10d4\u10e1 \u10e1\u10d0\u10ee\u10d0\u10d6\u10d8\u10dc\u10dd \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d0. \u10d8\u10db \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10e0\u10e3\u10e1\u10d4\u10d7\u10e8\u10d8 \u10d0\u10ee\u10da\u10d0\u10d3 \u10d8\u10ec\u10e7\u10d4\u10d1\u10dd\u10d3\u10d0 \u10db\u10dd\u10d9\u10da\u10d4\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc\u10d8 \u10e1\u10d0\u10ee\u10d0\u10d6\u10d8\u10dc\u10dd \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e8\u10d5\u10d4\u10d1\u10d0. 1997 \u10ec\u10da\u10d0\u10db\u10d3\u10d4 \u10d0\u10db \u10d3\u10d4\u10de\u10d0\u10e0\u10e2\u10d0\u10db\u10d4\u10dc\u10e2\u10e8\u10d8 \u10d5\u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d3\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0 \u10d3\u10d4\u10de\u10d0\u10e0\u10e2\u10d0\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10d3\u10d8\u10e0\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10de\u10dd\u10d6\u10d8\u10ea\u10d8\u10d8\u10d7 \u10d3\u10d0\u10d5\u10d0\u10e1\u10e0\u10e3\u10da\u10d4. \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10d8\u10e7\u10dd \u10e1\u10d8\u10e6\u10e0\u10db\u10d8\u10e1\u10d4\u10e3\u10da\u10d8 \u10d0\u10dc\u10d0\u10da\u10d8\u10e2\u10d8\u10d9\u10d0 \u10d3\u10d0 \u10e8\u10d4\u10d5\u10e5\u10db\u10d4\u10dc\u10d8\u10d7 \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10e3\u10e0\u10d8 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10d3\u10e0\u10dd\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10e8\u10d8 \u10e1\u10d0\u10ee\u10d0\u10d6\u10d8\u10dc\u10dd \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e4\u10d0\u10e1\u10d8\u10e1 \u10e5\u10ea\u10d4\u10d5\u10d0\u10e1 \u10de\u10e0\u10dd\u10d2\u10dc\u10dd\u10d6\u10d8\u10e0\u10d4\u10d1\u10d3\u10d0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10de\u10d8\u10e0\u10d0\u10d3\u10d8 \u10db\u10d8\u10d6\u10d4\u10d6\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd, 1997 \u10ec\u10d4\u10da\u10e1, \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d3\u10d0\u10d5\u10d1\u10e0\u10e3\u10dc\u10d3\u10d8 \u10d3\u10d0 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d0 \u201e\u10d7\u10d1\u10d8\u10da\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d1\u10d0\u10dc\u10d9\u10e8\u10d8\u201c \u10d3\u10d0\u10d5\u10d8\u10ec\u10e7\u10d4, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d3\u10d8\u10da\u10d8\u10dc\u10d2\u10d8\u10e1 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10d8\u10e1 \u10e9\u10d0\u10db\u10dd\u10e7\u10d0\u10da\u10d8\u10d1\u10d4\u10d1\u10d0\u10d6\u10d4 \u10d5\u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d3\u10d8\u10d7. \u10db\u10d0\u10da\u10d4\u10d5\u10d4 \u10d2\u10d0\u10d3\u10d0\u10d5\u10d4\u10d3\u10d8 USAID-\u10d8\u10e1 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d0\u10e8\u10d8 \u2013 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10e8\u10d8. \u10d0\u10db \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d8\u10e1 \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8 \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10d5\u10d8\u10e7\u10d0\u10d5\u10d8 \u10ef\u10d2\u10e3\u10e4\u10e8\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d1\u10d8\u10e0\u10df\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10da\u10e3\u10e0\u10d8 \u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10d0\u10e0\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0\u10d6\u10d4 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d3\u10d0. \u10e9\u10d4\u10db\u10d8 \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d0 \u10ea\u10d4\u10dc\u10e2\u10e0\u10d0\u10da\u10e3\u10e0\u10d8 \u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10d0\u10e0\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d0 \u10d8\u10e7\u10dd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2001 \u10ec\u10d4\u10da\u10e1 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10d0\u10e8\u10d8 \u10ec\u10d0\u10d5\u10d4\u10d3\u10d8, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d5\u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d3\u10d8 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10dd\u10e0\u10d8\u10d4\u10dc\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10d1\u10d0\u10dc\u10d9\u10e8\u10d8 \u2013 Sunbelt-\u10e8\u10d8. \u10d8\u10e5 \u10d5\u10d8\u10e7\u10d0\u10d5\u10d8 \u10e8\u10d4\u10e0\u10ec\u10e7\u10db\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10e8\u10d4\u10e1\u10e7\u10d8\u10d3\u10d5\u10d4\u10d1\u10d8\u10e1 (M&amp;A) \u10ef\u10d2\u10e3\u10e4\u10e8\u10d8. \u10e9\u10d4\u10db\u10d8 \u10e1\u10e4\u10d4\u10e0\u10dd \u10d8\u10e7\u10dd \u10d4.\u10ec. \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u2013 \u10d0\u10db\u10d4\u10e0\u10d8\u10d9\u10e3\u10da\u10d8 \u10d2\u10d0\u10d2\u10d4\u10d1\u10d8\u10d7 \u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10d0\u10e0\u10d0\u10e1\u10d0\u10ef\u10d0\u10e0\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10ec\u10da\u10d8\u10e3\u10e0\u10d8 \u10d1\u10e0\u10e3\u10dc\u10d5\u10d0 \u10db\u10d8\u10dc\u10d8\u10db\u10e3\u10db 50 \u10db\u10d8\u10da\u10d8\u10dd\u10dc \u10d3\u10dd\u10da\u10d0\u10e0\u10e1 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d4\u10dc\u10e1 \u10d3\u10d0 \u10d0\u10e0 \u10d0\u10e5\u10d5\u10d7 \u10d2\u10d0\u10db\u10dd\u10e8\u10d5\u10d4\u10d1\u10e3\u10da\u10d8 \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8. \u10d0\u10db \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10e2\u10e0\u10d0\u10e2\u10d4\u10d2\u10d8\u10e3\u10da\u10d8 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d5\u10d0 \u10d3\u10d0 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0 \u10db\u10d4\u10d1\u10d0\u10e0\u10d0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d0\u10db \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10e8\u10d8 \u10d3\u10d0\u10db\u10d8\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d0 \u10db\u10d4\u10d2\u10dd\u10d1\u10d0\u10e0\u10d8 \u10d3\u10d0 \u10db\u10d8\u10d7\u10ee\u10e0\u10d0, \u10e0\u10dd\u10db \u201e\u10e1\u10d0\u10ee\u10d0\u10da\u10ee\u10dd \u10d1\u10d0\u10dc\u10d9\u10e1\u201c \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d8\u10e1 \u10db\u10dd\u10d6\u10d8\u10d3\u10d5\u10d0 \u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0. \u10d3\u10d0\u10d5\u10d0\u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d4 \u10d4.\u10ec. \u10e1\u10d8\u10dc\u10d3\u10d8\u10ea\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d8 \u10da\u10dd\u10dc\u10d3\u10dd\u10dc\u10e8\u10d8, \u10e1\u10d0\u10d3\u10d0\u10ea \u10e1\u10d0\u10db\u10d8 \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10e3\u10da\u10d8 \u10e4\u10dd\u10dc\u10d3\u10d8 \u10d8\u10e7\u10dd \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10d8. \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10db\u10dd\u10ea\u10e3\u10da\u10dd\u10d1\u10d0 25 \u10db\u10d8\u10da\u10d8\u10dd\u10dc\u10d8 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8 \u10d8\u10e7\u10dd \u10d3\u10d0 \u10d2\u10d0\u10e0\u10d8\u10d2\u10d4\u10d1\u10d0 2008 \u10ec\u10da\u10d8\u10e1 7 \u10d0\u10d2\u10d5\u10d8\u10e1\u10e2\u10dd\u10e1 \u10d3\u10d0\u10e1\u10e0\u10e3\u10da\u10d3\u10d0 \u2013 \u10e0\u10e3\u10e1\u10d4\u10d7-\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10dd\u10db\u10d0\u10db\u10d3\u10d4 \u10d4\u10e0\u10d7\u10d8 \u10d3\u10e6\u10d8\u10d7 \u10d0\u10d3\u10e0\u10d4. \u10dd\u10db\u10d8 \u10e0\u10dd\u10db \u10db\u10d0\u10dc\u10d0\u10db\u10d3\u10d4 \u10d3\u10d0\u10ec\u10e7\u10d4\u10d1\u10e3\u10da\u10d8\u10e7\u10dd, \u10d3\u10d8\u10d3\u10d8 \u10d0\u10da\u10d1\u10d0\u10d7\u10dd\u10d1\u10d8\u10d7, \u10d2\u10d0\u10e0\u10d8\u10d2\u10d4\u10d1\u10d0 \u10e9\u10d0\u10d8\u10e8\u10da\u10d4\u10d1\u10dd\u10d3\u10d0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d0\u10db\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10e9\u10d0\u10db\u10dd\u10d5\u10d4\u10d3\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d3\u10d0 \u10d3\u10d0\u10d5\u10d0\u10e4\u10e3\u10eb\u10dc\u10d4 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10d0\u10dc \u10e3\u10eb\u10e0\u10d0\u10d5 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d4\u10d1\u10d6\u10d4 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d3\u10d0. \u10db\u10dd\u10d2\u10d5\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8\u10d7 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e1\u10e4\u10d4\u10e0\u10dd\u10e8\u10d8 \u10d2\u10d0\u10d5\u10d0\u10d2\u10e0\u10eb\u10d4\u10da\u10d4 \u2013 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10d0\u10e1\u10d4\u10d7\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u10d8\u10e7\u10dd GreenNet, \u10d4.\u10ec. payment integration company ( (\u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d4\u10d1\u10d8\u10e1 \u10d8\u10dc\u10e2\u10d4\u10d2\u10e0\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0), \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e8\u10d4\u10d5\u10e5\u10db\u10d4\u10dc\u10d8\u10d7 \u10d3\u10d0 \u10d0\u10d5\u10d0\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d7. \u10e1\u10ee\u10d5\u10d0\u10d7\u10d0 \u10e8\u10dd\u10e0\u10d8\u10e1, \u10d0\u10db \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7 \u10d4\u10e0\u10d7\u10d0\u10d3\u10d4\u10e0\u10d7\u10d8 \u10d5\u10d8\u10e7\u10d0\u10d5\u10d8\u10d7 \u10d3\u10d0 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d6\u10d4\u10ea \u10d5\u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d3\u10d8\u10d7.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10d3\u10d0\u10d5\u10d8\u10ec\u10e7\u10d4 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d0 Deloitte Consulting-\u10e8\u10d8 \u2013 Deloitte\u10d8\u10e1 \u10dd\u10ef\u10d0\u10ee\u10d8\u10e1 \u10ec\u10d4\u10d5\u10e0 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e8\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d8 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d0\u10d6\u10d4\u10d0 \u10dd\u10e0\u10d8\u10d4\u10dc\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d0\u10d3, \u10db\u10d7\u10d0\u10d5\u10e0\u10dd\u10d1\u10d4\u10d1\u10e1 \u10e3\u10ec\u10d4\u10d5\u10e1 \u10d9\u10dd\u10dc\u10e1\u10e3\u10da\u10e2\u10d0\u10ea\u10d8\u10d0\u10e1. \u10d0\u10db \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u10db\u10d0\u10e0\u10d7\u10d0\u10d5\u10d3\u10d0 USAID-\u10d8\u10e1 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d0\u10e1 Government for Growth (\u10db\u10d7\u10d0\u10d5\u10e0\u10dd\u10d1\u10d0 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d6\u10e0\u10d3\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1), \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10dd\u10d2\u10d5\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8\u10d7 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d0\u10e8\u10d8 \u10d2\u10d0\u10d3\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10d0. \u10d0\u10e5 \u10d5\u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d3\u10d8 2025 \u10ec\u10da\u10d8\u10e1 \u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10d0\u10db\u10d3\u10d4. \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3, \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d0 \u10e8\u10d4\u10ec\u10e7\u10d3\u10d0. \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d0\u10db\u10d8\u10e1\u10d0, \u10d1\u10d4\u10d5\u10e0\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8 \u10d2\u10d5\u10e5\u10dd\u10dc\u10d3\u10d0. \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1 \u10d8\u10e7\u10dd \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10d9\u10d0\u10dc\u10dd\u10dc\u10d8\u10e1 \u10d8\u10dc\u10d8\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd \u10ef\u10d2\u10e3\u10e4\u10d8\u10e1 \u10d9\u10dd\u10dd\u10e0\u10d3\u10d8\u10dc\u10d0\u10ea\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7 \u10d8\u10e5\u10dc\u10d0 \u10db\u10d8\u10e6\u10d4\u10d1\u10e3\u10da\u10d8. \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3 \u10e8\u10d4\u10d8\u10e5\u10db\u10dc\u10d0 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 20 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d8 \u10d3\u10d0 12 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d3\u10e6\u10d4\u10e1\u10d0\u10ea \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d8\u10e0\u10d4\u10d1\u10d4\u10dc.<br>\u10d0\u10e1\u10d4\u10d5\u10d4 \u10e8\u10d4\u10d5\u10d8\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d7 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10d9\u10d0\u10dc\u10dd\u10dc\u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da \u10d1\u10d0\u10dc\u10d9\u10d7\u10d0\u10dc, \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10e1\u10d0\u10db\u10d8\u10dc\u10d8\u10e1\u10e2\u10e0\u10dd\u10e1\u10d0 \u10d3\u10d0 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d4\u10d1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u2013 \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d0\u10d3 \u10d2\u10d0\u10e0\u10d3\u10d0\u10e5\u10db\u10dc\u10d8\u10e1 (\u10e1\u10d4\u10d9\u10d8\u10e3\u10e0\u10d8\u10e2\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1) \u10d9\u10d0\u10dc\u10dd\u10dc\u10d8. \u10db\u10d8\u10e1\u10d8 \u10de\u10dd\u10de\u10e3\u10da\u10d0\u10e0\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0 \u10d3\u10d0 \u10d3\u10d0\u10dc\u10d4\u10e0\u10d2\u10d5\u10d0 \u10d5\u10d4\u10e0 \u10db\u10dd\u10d5\u10d0\u10e1\u10ec\u10d0\u10e0\u10d8\u10d7, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d4\u10e1 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10e0\u10d7\u10e3\u10da\u10d8, \u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10e3\u10da\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d4\u10e5\u10d0\u10dc\u10d8\u10d6\u10db\u10d8\u10d0 \u10d3\u10d0 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d0\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10e1, \u10d7\u10e3\u10db\u10ea\u10d0 \u10de\u10d4\u10e0\u10e1\u10de\u10d4\u10e5\u10e2\u10d8\u10e3\u10da\u10d8 \u10d9\u10d0\u10dc\u10dd\u10dc\u10d8\u10d0 \u10d3\u10d0 \u10d3\u10d0\u10e0\u10ec\u10db\u10e3\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10d5\u10d0\u10e0 \u10db\u10d0\u10da\u10d4 \u10d0\u10db\u10e3\u10e8\u10d0\u10d5\u10d3\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d8\u10dc\u10d8\u10ea\u10d8\u10d8\u10e0\u10d4\u10d1\u10d0 \u10d2\u10d0\u10d5\u10e3\u10d9\u10d4\u10d7\u10d4\u10d7 \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e2\u10e0\u10d0\u10e1\u10e2\u10d4\u10d1\u10d8\u10e1 (REITs) \u10e0\u10d4\u10d2\u10e3\u10da\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1\u10d0\u10ea. \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da \u10d1\u10d0\u10dc\u10d9\u10d7\u10d0\u10dc \u10d3\u10d0 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10e1\u10d0\u10db\u10d8\u10dc\u10d8\u10e1\u10e2\u10e0\u10dd\u10e1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10e8\u10d4\u10d5\u10d8\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d7 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10db\u10d0\u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10de\u10e0\u10d8\u10dc\u10ea\u10d8\u10de\u10d4\u10d1\u10d8\u10e1 \u10d9\u10dd\u10dc\u10ea\u10d4\u10e4\u10ea\u10d8\u10d0. \u10e9\u10d5\u10d4\u10dc\u10d8 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10d7, \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8 \u10d9\u10d0\u10dc\u10dd\u10dc\u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8\u10e1 \u10d8\u10dc\u10d8\u10ea\u10d8\u10d8\u10e0\u10d4\u10d1\u10d0 \u10db\u10d8\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4 \u10d2\u10d0\u10d6\u10d0\u10e4\u10ee\u10e3\u10da\u10d6\u10d4 \u10d8\u10d2\u10d4\u10d2\u10db\u10d4\u10d1\u10d0. REIT-\u10d4\u10d1\u10d8 \u10d1\u10d8\u10e0\u10df\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d8\u10d0 \u10d3\u10d0 \u10ee\u10d4\u10da\u10e1 \u10e8\u10d4\u10e3\u10ec\u10e7\u10dd\u10d1\u10e1 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1, \u10d8\u10e1\u10d4 \u10d3\u10d0\u10db\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1 \u2013 \u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd, \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10d7 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d8\u10da\u10d8 \u10d3\u10d0 \u10e1\u10d0\u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d0\u10d3\u10dd \u10e8\u10d4\u10e6\u10d0\u10d5\u10d0\u10d7\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10db\u10dd\u10e0\u10e9\u10d4\u10e3\u10da\u10d8 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d8.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d0\u10db\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10e8\u10d4\u10db\u10dd\u10db\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10e1 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10d1\u10d8\u10e0\u10df\u10d0\u10d6\u10d4 \u10d3\u10d0 \u10d0\u10db\u10df\u10d0\u10db\u10d0\u10d3 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e1 \u10d0\u10e5 \u10d5\u10d0\u10d2\u10e0\u10eb\u10d4\u10da\u10d4\u10d1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u10ec\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d1\u10d8\u10e0\u10df\u10d0, \u10e4\u10d0\u10e5\u10e2\u10dd\u10d1\u10e0\u10d8\u10d5\u10d0\u10d3, \u10d4\u10e0\u10d7 \u10d0\u10d3\u10d2\u10d8\u10da\u10d6\u10d4\u10d0 \u10d2\u10d0\u10e7\u10d8\u10dc\u10e3\u10da\u10d8, \u10d0\u10e0\u10d0\u10d3\u10d0 \u10db\u10d7\u10d0\u10d5\u10e0\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e0\u10d4\u10d2\u10d8\u10dd\u10dc\u10e3\u10da \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10f0\u10d0\u10d1\u10d0\u10d3\u10d0\u10ea \u10d9\u10d8 \u10db\u10dd\u10d8\u10d0\u10d6\u10e0\u10d4\u10d1\u10d3\u10dc\u10d4\u10dc. \u10e0\u10d0 \u10d0\u10e0\u10d8\u10e1 \u10db\u10d8\u10d6\u10d4\u10d6\u10d8 \u10d8\u10db\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db \u10d1\u10d8\u10e0\u10df\u10d0 \u10d5\u10d4\u10e0 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10e1?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10d1\u10d8\u10e0\u10df\u10d0 \u10d0\u10e0\u10d8\u10e1 \u10d8\u10dc\u10e4\u10e0\u10d0\u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d0, \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d0. \u10d1\u10d8\u10e0\u10df\u10d0 \u10d5\u10d4\u10e0 \u10e5\u10db\u10dc\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10e1 \u2013 \u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10e1 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10e3\u10dc\u10d3\u10d0 \u10d4\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10dd\u10d3\u10d4\u10e1 \u10d8\u10e1\u10d4, \u10e0\u10dd\u10db \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e1 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10e3\u10e0\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d4\u10d1\u10e1 \u10e2\u10d4\u10e5\u10dc\u10d8\u10d9\u10e3\u10e0\u10d0\u10d3 \u10d2\u10d0\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d8, \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da\u10d8 \u10d2\u10d0\u10e0\u10d4\u10db\u10dd \u10db\u10d8\u10e1\u10ea\u10d4\u10e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d1\u10d8\u10e0\u10df\u10d8\u10e1 \u10d4\u10e4\u10d4\u10e5\u10e2\u10d8\u10d0\u10dc\u10d8 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d0 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d8 \u10d4\u10d9\u10dd\u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10d2\u10d0\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d8\u10e0\u10d4\u10d1\u10d0. \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0. \u10db\u10d4\u10dd\u10e0\u10d4 \u10db\u10ee\u10e0\u10d8\u10d5, \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d0 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d0\u10db \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10d7 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10d6\u10d0\u10d3 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d8\u10d0\u10dc \u2013 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0 \u10d3\u10d0 \u10db\u10d8\u10ec\u10dd\u10d3\u10d4\u10d1\u10d0. \u10dd\u10e0\u10d8\u10d5\u10d4 \u10db\u10ee\u10d0\u10e0\u10d4\u10e1 \u10d3\u10d8\u10d3\u10d8 \u10ee\u10d0\u10e0\u10d5\u10d4\u10d6\u10d4\u10d1\u10d8\u10d0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10d9\u10d0\u10dc\u10dd\u10dc\u10d8\u10d7 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d2\u10d0\u10ee\u10d3\u10d0 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10ea\u10d8\u10e3\u10e0\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0, \u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10d8. \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10ea\u10d8\u10e3\u10e0\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d8\u10e1 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10d0 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d8\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10ec\u10d0\u10db\u10e7\u10d5\u10d0\u10dc\u10d8 \u10e7\u10d8\u10d3\u10d5\u10d8\u10e1 \u10db\u10ee\u10d0\u10e0\u10d4\u10e1. \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3\u10d8 \u10d2\u10d0\u10dc\u10d7\u10d0\u10d5\u10e1\u10d4\u10d1\u10d8\u10e1\u10d0\u10e1 \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10ea\u10d8\u10e3\u10e0 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc \u10d8\u10e7\u10d8\u10d3\u10d4\u10d1\u10d0. \u10d7\u10e3 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u10e3\u10d1\u10e0\u10d0\u10da\u10dd\u10d3 \u10d2\u10d0\u10db\u10dd\u10e3\u10e8\u10d5\u10d4\u10d1\u10e1 \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10d1\u10d8\u10e0\u10df\u10d0\u10d6\u10d4 \u10d2\u10d0\u10dc\u10d0\u10d7\u10d0\u10d5\u10e1\u10d4\u10d1\u10e1, \u10e1\u10d0\u10ea\u10d0\u10da\u10dd \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d8 \u10d0\u10d5\u10e2\u10dd\u10db\u10d0\u10e2\u10e3\u10e0\u10d0\u10d3 \u10d0\u10e0 \u10d3\u10d0\u10d8\u10ec\u10e7\u10d4\u10d1\u10e1 \u10e7\u10d8\u10d3\u10d5\u10d0\u10e1. \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d0 \u10da\u10d8\u10d3\u10d4\u10e0\u10d8 \u2013 \u10d8\u10e1, \u10d5\u10d8\u10e1\u10d0\u10ea \u10d0\u10e5\u10d5\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d8\u10e1 \u10d3\u10d0 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d8 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d8 \u10d8\u10e6\u10d4\u10d1\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d0\u10e1 \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d0\u10d6\u10d4, \u10e1\u10d0\u10ea\u10d0\u10da\u10dd \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d8\u10ea \u10db\u10d8\u10f0\u10e7\u10d5\u10d4\u10d1\u10d0 \u10db\u10d0\u10e1, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d4\u10dc\u10d3\u10dd\u10d1\u10d0. \u10d0\u10db \u10d4\u10d9\u10dd\u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e8\u10d8 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10ea\u10d8\u10e3\u10e0\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d8 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10e0\u10d2\u10dd\u10da\u10d8\u10d0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10db\u10d4\u10dd\u10e0\u10d4 \u10db\u10ee\u10e0\u10d8\u10d5, \u10d8\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d3\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e4\u10d8\u10ea\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10e3\u10e0\u10d8 \u10d8\u10e7\u10dd\u10e1, \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10ea\u10d8\u10e3\u10e0 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10e1\u10d0\u10ea\u10d0\u10da\u10dd \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10dd\u10d1\u10d0\u10ea. \u10e1\u10d0\u10ea\u10d0\u10da\u10dd \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc \u10d8\u10e1\u10d8\u10dc\u10d8, \u10d5\u10d8\u10e1\u10d0\u10ea \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10d3\u10d0\u10dc \u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0 \u10d0\u10e5\u10d5\u10e1. \u10db\u10d0\u10d7\u10d8 \u10e9\u10d0\u10e0\u10d7\u10d5\u10d0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10e8\u10d8 \u10d8\u10e1\u10d4\u10d7\u10d8\u10d5\u10d4 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e8\u10d8 \u10db\u10d4\u10d0\u10dc\u10d0\u10d1\u10e0\u10d4\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10d0, \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10db\u10d4\u10dd\u10e0\u10d0\u10d3\u10d8 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d4\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d0 \u10ef\u10d4\u10e0 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10d2\u10d0\u10dc\u10e3\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d8\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10d0\u10e0\u10ea \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10ea\u10d8\u10e3\u10e0\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10ee\u10d0\u10e0\u10d4\u10d0 \u10e1\u10e0\u10e3\u10da\u10d0\u10d3 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da\u10d8. \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d8\u10db\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1, \u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d8 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10e4\u10dd\u10e0\u10db\u10d8\u10e0\u10d4\u10d1\u10d0 \u10ef\u10d4\u10e0 \u10d0\u10e0 \u10db\u10dd\u10db\u10ee\u10d3\u10d0\u10e0\u10d0. \u10d0\u10e0\u10d8\u10e1 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10da\u10d8\u10d3\u10d4\u10e0\u10d8, \u10d7\u10e3\u10db\u10ea\u10d0 \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e3\u10db\u10d4\u10e2\u10d4\u10e1\u10dd\u10d1\u10d0 \u10e1\u10d0\u10d5\u10d0\u10da\u10dd \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10e8\u10d8 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10e1, \u10e0\u10d0\u10ea \u10e3\u10e4\u10e0\u10dd \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8, \u10d2\u10d0\u10e1\u10d0\u10d2\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8\u10d0, \u10d5\u10d8\u10dc\u10d0\u10d8\u10d3\u10d0\u10dc \u10d4\u10db\u10d8\u10e2\u10d4\u10dc\u10e2\u10d8\u10e1 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10db\u10d0\u10d7 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3\u10d8 \u10de\u10e0\u10d4\u10e2\u10d4\u10dc\u10d6\u10d8\u10d8\u10e1 \u10e3\u10e4\u10da\u10d4\u10d1\u10d0 \u10d0\u10e5\u10d5\u10d7.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8 \u10e8\u10d4\u10d3\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10e0\u10d7\u10e3\u10da\u10d8 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d8\u10d0 \u2013 \u10db\u10d4\u10e2\u10d8 \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d8 \u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0, \u10d4\u10db\u10d8\u10e2\u10d4\u10dc\u10e2\u10d8\u10e1\u10d2\u10d0\u10dc \u10db\u10d4\u10e2 \u10d9\u10dd\u10e0\u10de\u10dd\u10e0\u10d0\u10ea\u10d8\u10e3\u10da \u10d2\u10d0\u10db\u10ed\u10d5\u10d8\u10e0\u10d5\u10d0\u10da\u10dd\u10d1\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10dc\u10d3\u10dd\u10d1\u10d0\u10e1 \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10e1. \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10e3\u10dc\u10d3\u10d0 \u10d4\u10dc\u10d3\u10dd\u10d1\u10dd\u10d3\u10d4\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10db\u10db\u10d0\u10e0\u10d7\u10d5\u10d4\u10da \u10e0\u10d2\u10dd\u10da\u10e1. \u10d4\u10e1 \u10e1\u10d0\u10d9\u10d8\u10d7\u10ee\u10d8 \u10ef\u10d4\u10e0 \u10db\u10dd\u10e3\u10d2\u10d5\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10d8\u10d0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10db\u10d8\u10ec\u10dd\u10d3\u10d4\u10d1\u10d8\u10e1 \u10db\u10ee\u10d0\u10e0\u10d4\u10e1\u10d0\u10ea \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d8\u10d0 \u2013 \u10da\u10d8\u10d9\u10d5\u10d8\u10d3\u10e3\u10e0\u10d8 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d0\u10e0\u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8 \u10d7\u10d0\u10d5\u10e1 \u10d8\u10d9\u10d0\u10d5\u10d4\u10d1\u10d4\u10dc \u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e8\u10d5\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc. \u10d2\u10d0\u10db\u10dd\u10e3\u10e8\u10d5\u10d0\u10dc \u10d3\u10d0 \u10d0\u10e0 \u10d2\u10d0\u10d8\u10e7\u10d8\u10d3\u10dd\u10e1 \u2013 \u10d4\u10e1 \u10d3\u10d8\u10d3\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10d0, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e3\u10e4\u10d0\u10e1\u10e3\u10e0\u10d4\u10d1\u10d0\u10e1 \u10d2\u10d0\u10db\u10dd\u10d8\u10ec\u10d5\u10d4\u10d5\u10e1. \u10e1\u10d0\u10ef\u10d0\u10e0\u10dd \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d8\u10e1 \u10d8\u10d3\u10d4\u10d0 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d0\u10d0. \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d4\u10e1 \u10db\u10d4\u10e5\u10d0\u10dc\u10d8\u10d6\u10db\u10d8 \u10d0\u10e0 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10e1, \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8 \u10d7\u10d0\u10d5\u10e1 \u10d8\u10d9\u10d0\u10d5\u10d4\u10d1\u10d4\u10dc. \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3\u10d8 \u10d2\u10d0\u10dc\u10d7\u10d0\u10d5\u10e1\u10d4\u10d1\u10d0\u10ea \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10e3\u10e0\u10d8\u10d0, \u10d5\u10d8\u10dc\u10d0\u10d8\u10d3\u10d0\u10dc \u10db\u10e1\u10ee\u10d5\u10d8\u10da \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10e8\u10d8 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10e4\u10dd\u10e0\u10db\u10d8\u10e0\u10d4\u10d1\u10d0 \u10ef\u10d4\u10e0 \u10d0\u10e0 \u10db\u10dd\u10db\u10ee\u10d3\u10d0\u10e0\u10d0. \u10d4\u10e1 \u10dd\u10e0\u10d8 \u10db\u10d8\u10d6\u10d4\u10d6\u10d8 \u10d4\u10e0\u10d7\u10db\u10d0\u10dc\u10d4\u10d7\u10d7\u10d0\u10dc \u10db\u10ed\u10d8\u10d3\u10e0\u10dd\u10d3 \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10e0\u10d0\u10ea \u10e8\u10d4\u10d4\u10ee\u10d4\u10d1\u10d0 \u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1, \u10d8\u10e1\u10d8\u10dc\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10ec\u10d4\u10e1\u10d8, \u10db\u10d4\u10dd\u10e0\u10d0\u10d3 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d8 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d2\u10d0\u10dc\u10d8 \u10d5\u10d4\u10e0 \u10ee\u10d3\u10d4\u10d1\u10d0. \u10d4.\u10ec. Friction cost (\u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7\u10d8 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8 \u2013 \u10e1\u10d0\u10d9\u10dd\u10db\u10d8\u10e1\u10d8\u10dd\u10d4\u10d1\u10d8, \u10db\u10dd\u10e1\u10d0\u10d9\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8) \u10d2\u10d0\u10db\u10dd \u10ee\u10e8\u10d8\u10e0\u10d8 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d0 \u10e4\u10d8\u10e5\u10e1\u10d8\u10e0\u10d4\u10d1\u10e3\u10da \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10d0\u10da\u10e1 \u10d0\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10e1 \u2013 \u10d9\u10e3\u10de\u10dd\u10dc\u10e1, \u10d3\u10d8\u10e1\u10d9\u10d0\u10e3\u10dc\u10e2\u10e1 \u10d0\u10dc \u10dd\u10e0\u10d8\u10d5\u10d4\u10e1 \u10d4\u10e0\u10d7\u10d0\u10d3. \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1 \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da\u10d0\u10d3 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d8 \u10db\u10d4\u10dd\u10e0\u10d0\u10d3\u10d8 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d0\u10e0 \u10d0\u10e5\u10d5\u10d7.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10e9\u10d0\u10db\u10dd\u10e7\u10d0\u10da\u10d8\u10d1\u10d4\u10d1\u10e3\u10da\u10d8 \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7, \u10d7\u10e3 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e1 \u10d0\u10e5\u10d5\u10e1 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10d3\u10d8\u10d0\u10de\u10d0\u10d6\u10dd\u10dc\u10d8\u10e1 \u10e1\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd \u10e0\u10d4\u10d8\u10e2\u10d8\u10dc\u10d2\u10d8, \u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e3\u10e8\u10d5\u10d4\u10d1\u10e1 \u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1. \u10d0\u10db \u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d0\u10d3 \u10e7\u10d8\u10d3\u10e3\u10da\u10dd\u10d1\u10d4\u10dc \u10d3\u10d0 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da \u10d1\u10d0\u10dc\u10d9\u10e8\u10d8 \u10e0\u10d4\u10de\u10dd \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d4\u10dc. \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10e0\u10d4\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10d9\u10d5\u10d4\u10d7\u10d8\u10d7 \u10d2\u10d0\u10e1\u10ea\u10d4\u10db\u10e1 \u10e1\u10d4\u10e1\u10ee\u10e1. \u10d0\u10e1\u10d4\u10d7 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10e1 \u10d0\u10e0 \u10d0\u10e5\u10d5\u10d7 \u10db\u10dd\u10e2\u10d8\u10d5\u10d0\u10ea\u10d8\u10d0, \u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8 \u10e1\u10d0\u10ea\u10d0\u10da\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d2\u10d0\u10e7\u10d8\u10d3\u10dd\u10dc. \u10d8\u10e8\u10d5\u10d8\u10d0\u10d7 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d4\u10d1\u10e8\u10d8 \u10ee\u10d3\u10d4\u10d1\u10d0 \u10d1\u10d8\u10e0\u10df\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10d7 \u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d8 \u10de\u10d0\u10d9\u10d4\u10e2\u10d4\u10d1\u10d8\u10d7 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10d1\u10d8\u10e0\u10df\u10d8\u10e1 \u10e1\u10d0\u10d9\u10dd\u10db\u10d8\u10e1\u10d8\u10dd \u10e3\u10e4\u10e0\u10dd \u10d3\u10d0\u10d1\u10d0\u10da\u10d8\u10d0, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10d1\u10d8\u10e0\u10df\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10d7 \u10d3\u10d0\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10e0\u10d8\u10d2\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d4\u10d2\u10d8\u10e1\u10e2\u10e0\u10d0\u10ea\u10d8\u10d8\u10e1 \u10ee\u10d0\u10e0\u10ef\u10d8.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d0\u10e5 \u10e3\u10d9\u10d5\u10d4 \u10e9\u10dc\u10d3\u10d4\u10d1\u10d0 \u10e3\u10e8\u10e3\u10d0\u10da\u10dd\u10d3 \u10d1\u10d8\u10e0\u10df\u10d8\u10e1 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0 \u2013 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10d2\u10d0\u10dc\u10e3\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10da\u10dd\u10d1\u10d0. \u10d1\u10d8\u10e0\u10df\u10d0 \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10ef\u10d4\u10e0 \u10d5\u10d4\u10e0 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10e1 \u10e7\u10dd\u10d5\u10d4\u10da\u10d3\u10e6\u10d8\u10e3\u10e0\u10d8 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e1. \u10d0\u10e0\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10ee\u10d0\u10e0\u10d5\u10d4\u10d6\u10d4\u10d1\u10d8 \u10d8\u10dc\u10e2\u10d4\u10e0\u10e4\u10d4\u10d8\u10e1\u10e8\u10d8 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10e2\u10d4\u10e5\u10dc\u10d8\u10d9\u10e3\u10e0 \u10d3\u10d4\u10e2\u10d0\u10da\u10d4\u10d1\u10e8\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10d2\u10d0\u10db\u10dd\u10e1\u10ec\u10dd\u10e0\u10d4\u10d1\u10d0\u10d6\u10d4\u10ea \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d5\u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d7.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d0\u10db \u10d4\u10e2\u10d0\u10de\u10d6\u10d4 \u10e0\u10d0 \u10d0\u10e0\u10d8\u10e1 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10db\u10d8\u10d6\u10d0\u10dc\u10d8?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10db\u10d8\u10d6\u10d0\u10dc\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d0\u10ee\u10d5\u10d4\u10ec\u10d8\u10da\u10d8 \u10d3\u10d0 \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da\u10d8 \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0. \u10d0\u10db\u10d0\u10e8\u10d8 \u10e8\u10d4\u10d3\u10d8\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d0\u10de\u10da\u10d8\u10d9\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d8\u10d7 \u10e1\u10d0\u10ea\u10d0\u10da\u10dd \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10ec\u10d5\u10d3\u10dd\u10db\u10d8\u10e1 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d0\u10ea. \u10ea\u10ee\u10d0\u10d3\u10d8\u10d0, \u10e1\u10d0\u10ea\u10d0\u10da\u10dd \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d8 \u10de\u10d8\u10e0\u10d3\u10d0\u10de\u10d8\u10e0 \u10d5\u10d4\u10e0 \u10d8\u10d5\u10d0\u10ed\u10e0\u10d4\u10d1\u10e1 \u2013 \u10d8\u10e1 \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d8\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d0\u10de\u10da\u10d8\u10d9\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8 \u10db\u10d8\u10e1\u10ea\u10d4\u10db\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1, \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d8\u10e1 \u10d2\u10d0\u10d5\u10da\u10d8\u10d7, \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d0\u10d3 \u10d8\u10d5\u10d0\u10ed\u10e0\u10dd\u10e1 \u10d1\u10d8\u10e0\u10df\u10d0\u10d6\u10d4. \u10d4\u10e1 \u10d0\u10de\u10da\u10d8\u10d9\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10db\u10d8\u10d1\u10db\u10e3\u10da\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10d1\u10d8\u10e0\u10df\u10d8\u10e1 \u10de\u10da\u10d0\u10e2\u10e4\u10dd\u10e0\u10db\u10d0\u10d6\u10d4. \u10d0\u10db \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d5\u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d7.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d5\u10d8\u10e3\u10e8\u10d8 \u10d0\u10db\u10d1\u10dd\u10d1\u10d3\u10d8\u10d7, \u10e0\u10dd\u10db \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10e3\u10da\u10d8 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d8\u10e1 \u10d7\u10d5\u10d0\u10da\u10e1\u10d0\u10d6\u10e0\u10d8\u10e1\u10d8\u10d7\u10d0\u10ea \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d4\u10d1\u10d8\u10d0, \u10e0\u10d0\u10e1 \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10d3\u10d8\u10d7?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10d4\u10d9\u10dd\u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e8\u10d8 \u10d0\u10d9\u10da\u10d8\u10d0 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10e0\u10d2\u10dd\u10da\u10d4\u10d1\u10d8. \u10d4\u10e1 \u10d0\u10e0 \u10d4\u10ee\u10d4\u10d1\u10d0 \u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10d4\u10d1\u10e1 \u10d0\u10dc \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10e1 \u2013 \u10e1\u10d0\u10d1\u10d4\u10d3\u10dc\u10d8\u10d4\u10e0\u10dd\u10d3, \u10d0\u10db \u10db\u10ee\u10e0\u10d8\u10d5 \u10e1\u10d0\u10d9\u10db\u10d0\u10dd\u10d3 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10e3\u10da\u10d8 \u10d3\u10dd\u10dc\u10d4\u10d0. \u10d7\u10e3\u10db\u10ea\u10d0 \u10d0\u10d9\u10da\u10d8\u10d0 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10d8\u10e1\u10e2\u10d4\u10d1\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0 CFP (Chartered Financial Planner \u2013 \u10e1\u10d4\u10e0\u10e2\u10d8\u10e4\u10d8\u10ea\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10db\u10e0\u10e9\u10d4\u10d5\u10d4\u10da\u10d8), \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d0\u10e8\u10e8-\u10e1\u10d0 \u10d3\u10d0 \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10e8\u10d8 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10e4\u10d4\u10dc\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10db\u10d0\u10d3\u10d2\u10d4\u10dc\u10da\u10d4\u10d1\u10d7\u10d0\u10dc \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d4\u10dc \u2013 \u10de\u10dd\u10e2\u10d4\u10dc\u10ea\u10d8\u10e3\u10e0 \u10d3\u10d0\u10db\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10da\u10d4\u10d1\u10d7\u10d0\u10dc.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d8\u10e1\u10d8\u10dc\u10d8 \u10d0\u10e0 \u10d0\u10eb\u10da\u10d4\u10d5\u10d4\u10dc \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e0\u10e9\u10d4\u10d5\u10d0\u10e1, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d7\u10d5\u10d0\u10da\u10d8\u10e1\u10ec\u10d8\u10dc\u10d4\u10d1\u10d8\u10d7 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10db\u10d8\u10d6\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d5\u10d0\u10e8\u10d8 \u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10d0\u10dc \u10d3\u10d0 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10ec\u10dd\u10d3\u10d4\u10d1\u10da\u10d4\u10d1\u10d7\u10d0\u10dc, \u10e1\u10d0\u10d1\u10e0\u10dd\u10d9\u10d4\u10e0\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d7\u10d0\u10dc, \u10d2\u10d0\u10d3\u10d0\u10d0\u10db\u10d8\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10d4\u10d1\u10d4\u10dc. \u10d4\u10e1 \u10e0\u10d2\u10dd\u10da\u10d8 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10e4\u10d4\u10dc\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10d0\u10d7\u10d0 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10db\u10d0 \u10d8\u10ea\u10dd\u10d3\u10dc\u10d4\u10dc, \u10e0\u10dd\u10db \u10d3\u10d4\u10de\u10dd\u10d6\u10d8\u10e2\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10d9\u10dd\u10e0\u10de\u10dd\u10e0\u10d0\u10ea\u10d8\u10e3\u10da\u10d8 \u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0, \u10e3\u10e4\u10e0\u10dd \u10db\u10d0\u10e6\u10d0\u10da\u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10d0\u10dc\u10d8 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u201e\u10e1\u10d0\u10d4\u10ed\u10d5\u10dd \u10e5\u10dd\u10da\u10ea\u10d4\u10dc\u10e2\u10e0\u10d4\u10d1\u10d8\u10e1\u201c \u10d0\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2, \u10d0\u10db \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7, \u10d0\u10da\u10d1\u10d0\u10d7, \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d8\u10e1 \u10dc\u10d3\u10dd\u10d1\u10d0 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10dc\u10d0\u10d3 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u2026<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10e0\u10d0\u10ea \u10e8\u10d4\u10d4\u10ee\u10d4\u10d1\u10d0 \u201e\u10e5\u10dd\u10da\u10ea\u10d4\u10dc\u10e2\u10e0\u10d4\u10d1\u10e1\u201c, \u10d4\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10e3\u10d3\u10d2\u10d4\u10dc\u10da\u10d0\u10d3 \u10d0\u10e0\u10d0\u10d4\u10d7\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d3\u10d0 \u10db\u10eb\u10d8\u10db\u10d4 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d0\u10d0. \u10e1\u10d0\u10db\u10ec\u10e3\u10ee\u10d0\u10e0\u10dd\u10d0, \u10e0\u10dd\u10db \u10db\u10e1\u10d2\u10d0\u10d5\u10e1\u10d8 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d9\u10d4\u10e0\u10d4\u10d1\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d2\u10d0\u10e9\u10dc\u10d3\u10d0, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10ee\u10e8\u10d8\u10e0 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10e1 \u10db\u10d7\u10d4\u10da\u10d8 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10dc\u10d0\u10d6\u10dd\u10d2\u10e1 \u10d0\u10e0\u10d7\u10db\u10d4\u10d5\u10d4\u10dc \u10d3\u10d0 \u10d6\u10dd\u10d2\u10ef\u10d4\u10e0 \u10d7\u10d5\u10d8\u10d7\u10db\u10d9\u10d5\u10da\u10d4\u10da\u10dd\u10d1\u10d0\u10db\u10d3\u10d4\u10ea \u10db\u10d8\u10f0\u10e7\u10d0\u10d5\u10e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d4\u10e1 \u10d7\u10d5\u10d8\u10e1\u10dd\u10d1\u10e0\u10d8\u10d5\u10d0\u10d3 \u10e1\u10e0\u10e3\u10da\u10d8\u10d0\u10d3 \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d0\u10d3\u10d8 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc. \u10d0\u10e5 \u10e1\u10d0\u10e3\u10d1\u10d0\u10e0\u10d8\u10d0 \u10da\u10d8\u10ea\u10d4\u10dc\u10d6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da \u10d0\u10d2\u10d4\u10dc\u10e2\u10d4\u10d1\u10d6\u10d4, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10db\u10d9\u10d0\u10ea\u10e0\u10d8 \u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e5\u10d5\u10d4\u10e8 \u10d0\u10e0\u10d8\u10d0\u10dc \u10d3\u10d0 \u10db\u10d0\u10d7\u10d8 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0 \u10d2\u10d0\u10db\u10d0\u10d3\u10d8\u10d3\u10d4\u10d1\u10d4\u10da\u10d8 \u10e8\u10e3\u10e8\u10d8\u10e1 \u10e5\u10d5\u10d4\u10e8 \u10d9\u10dd\u10dc\u10e2\u10e0\u10dd\u10da\u10d3\u10d4\u10d1\u10d0. \u10db\u10e1\u10d2\u10d0\u10d5\u10e1\u10d8 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8 \u10d0\u10e5 \u10d2\u10d0\u10db\u10dd\u10e0\u10d8\u10ea\u10ee\u10e3\u10da\u10d8\u10d0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d4\u10da\u10db\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10e8\u10d4\u10eb\u10da\u10dd\u10e1 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10dc\u10d8\u10e1 \u10d2\u10d0\u10d9\u10d4\u10d7\u10d4\u10d1\u10d0 \u2013 \u10d5\u10d8\u10e1 \u10d4\u10dc\u10d3\u10dd\u10e1 \u10d3\u10d0 \u10d5\u10d8\u10e1 \u10d0\u10e0\u10d0. \u10e3\u10ea\u10ee\u10dd \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d7\u10d0\u10dc \u10e2\u10d4\u10da\u10d4\u10e4\u10dd\u10dc\u10d8\u10d7 \u10dc\u10d3\u10dd\u10d1\u10d0 \u10d0\u10d1\u10e1\u10e3\u10e0\u10d3\u10d8\u10d0. \u10dc\u10d3\u10dd\u10d1\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10d8\u10e7\u10dd\u10e1 \u10da\u10d8\u10ea\u10d4\u10dc\u10d6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0 \u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d0\u10d3\u10d8 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10ec\u10dd\u10d3\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u10d7\u10e5\u10d5\u10d4\u10dc \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10d4\u10d7, \u10e0\u10dd\u10db \u10ef\u10d4\u10e0 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10e1 \u10d3\u10d0 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10d1\u10d8\u10e0\u10df\u10d0. \u10e0\u10d0\u10e2\u10dd\u10db \u10d5\u10d4\u10e0 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8? \u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10d0\u10e0\u10d0\u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10d8 \u10d2\u10d0\u10e0\u10d4\u10db\u10dd, \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d1\u10d0\u10da\u10d8 \u10dc\u10d3\u10dd\u10d1\u10d0, \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d0, \u10d7\u10e3 \u10e0\u10d0? \u10e0\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d9\u10d4\u10d7\u10d3\u10d4\u10e1, \u10d8\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10e1?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0 \u10d0\u10db \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0\u10dc\u10d0\u10d8\u10e0\u10d0\u10d3 \u10e3\u10e7\u10e3\u10e0\u10d4\u10d1\u10e1. \u10d6\u10dd\u10d2 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d4\u10e0\u10d4\u10d5\u10d0, \u10d6\u10dd\u10d2 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10d9\u10d8 \u10dc\u10d0\u10d9\u10da\u10d4\u10d1\u10d0\u10d3 \u10d3\u10d0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10e1 \u10db\u10d4\u10e2 \u10d7\u10d0\u10d5\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d0\u10e1 \u10d0\u10eb\u10da\u10d4\u10d5\u10e1. \u10d5\u10d4\u10e0 \u10d5\u10d8\u10e2\u10e7\u10d5\u10d8, \u10e0\u10dd\u10db \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10db\u10d4 \u10db\u10d8\u10d3\u10d2\u10dd\u10db\u10d0 \u10d0\u10d1\u10e1\u10dd\u10da\u10e3\u10e2\u10e3\u10e0\u10d0\u10d3 \u10e1\u10ec\u10dd\u10e0\u10d8\u10d0. \u10de\u10d8\u10e0\u10d0\u10d3\u10d0\u10d3 \u10db\u10d4 \u10de\u10e0\u10d4\u10e4\u10d4\u10e0\u10d4\u10dc\u10ea\u10d8\u10e3\u10da\u10d8 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d8\u10e1 \u10db\u10dd\u10db\u10ee\u10e0\u10d4 \u10d0\u10e0 \u10d5\u10d0\u10e0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d4\u10e0\u10d7\u10d0\u10d3\u10d4\u10e0\u10d7\u10d8, \u10e0\u10d0\u10ea \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d0\u10d9\u10d4\u10d7\u10dd\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd\u10db, \u10e1\u10ec\u10e0\u10d0\u10e4\u10d0\u10d3 \u10d3\u10d0 \u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0\u10d0\u10d3 \u10db\u10d8\u10d8\u10e6\u10dd\u10e1 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8 \u10e0\u10d4\u10d2\u10e3\u10da\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8 \u2013 \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, REIT-\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8. REIT \u10d0\u10e0\u10d8\u10e1 \u10e3\u10eb\u10e0\u10d0\u10d5\u10d8 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d8 \u10d3\u10d0 \u10db\u10d8\u10e1\u10d8 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10e3\u10de\u10d8\u10e0\u10d0\u10e2\u10d4\u10e1\u10dd\u10d1\u10d0 \u10d8\u10e1 \u10d0\u10e0\u10d8\u10e1, \u10e0\u10dd\u10db \u10ec\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d8\u10d0, \u10d0\u10e5\u10ea\u10d8\u10d8\u10e1 \u10db\u10e1\u10d2\u10d0\u10d5\u10e1\u10d8. \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10d4\u10e1 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 \u10d4\u10e0\u10d7\u10d2\u10d5\u10d0\u10e0\u10d8 \u10e1\u10d0\u10de\u10d8\u10da\u10dd\u10e2\u10d4 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10db\u10d4\u10e8\u10d5\u10d4\u10dd\u10d1\u10d8\u10d7\u10d0\u10ea \u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10dd\u10d1\u10d0 \u10e8\u10d4\u10d4\u10e9\u10d5\u10d4\u10d5\u10d0 \u10d0\u10e0\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10d7, \u10d0\u10e0\u10d0\u10db\u10d4\u10d3 \u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8\u10d7 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d0\u10e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">REIT-\u10e1 \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d0\u10e5\u10d5\u10e1 \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10d3\u10d0\u10e2\u10d5\u10d8\u10e0\u10d7\u10d5\u10d0 \u2013 \u10d8\u10e1 \u10d2\u10d0\u10d7\u10d5\u10da\u10d8\u10da\u10d8\u10d0 \u10e1\u10d0\u10ea\u10d0\u10da\u10dd \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d0 \u10d0\u10eb\u10da\u10d4\u10d5\u10e1 \u10db\u10d0\u10d7 \u10d2\u10e0\u10eb\u10d4\u10da\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc\u10d8 \u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1. \u10db\u10dd\u10e5\u10d0\u10da\u10d0\u10e5\u10d4\u10d4\u10d1\u10e1 \u10d4\u10eb\u10da\u10d4\u10d5\u10d0\u10d7 \u10ec\u10d5\u10d3\u10dd\u10db\u10d0 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e5\u10e2\u10d8\u10d5\u10d4\u10d1\u10d6\u10d4, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0 \u10d3\u10d8\u10d3\u10d8 \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10ea\u10d4\u10dc\u10e2\u10e0\u10d4\u10d1\u10d8, \u10e1\u10d0\u10dd\u10e4\u10d8\u10e1\u10d4 \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0. \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10d5\u10d7\u10d5\u10da\u10d8\u10d7, \u10e0\u10dd\u10db \u10d4\u10e1 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d8 \u10de\u10dd\u10de\u10e3\u10da\u10d0\u10e0\u10e3\u10da\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">REIT-\u10d8\u10e1 \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10e8\u10d8 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd\u10e1 \u10db\u10ee\u10e0\u10d8\u10d3\u10d0\u10dc \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10e1\u10d0\u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d0\u10d3\u10dd \u10e8\u10d4\u10e6\u10d0\u10d5\u10d0\u10d7\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ec\u10d4\u10e1\u10d4\u10d1\u10d0, \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10db\u10d0\u10e1 \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10d3\u10d0\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10d4\u10d1\u10d0 \u10d0\u10e5\u10d5\u10e1. REIT-\u10d4\u10d1\u10e1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10ec\u10d4\u10e1\u10d8, \u10d0\u10e5\u10d5\u10d7 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10d3\u10d8\u10d5\u10d8\u10d3\u10d4\u10dc\u10d3\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10d0\u10e8\u10e8-\u10e8\u10d8 \u10d8\u10e1\u10d8\u10dc\u10d8 \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10dc\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc, \u10db\u10dd\u10d2\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10dc\u10d8\u10db\u10e3\u10db 90% \u10d3\u10d8\u10d5\u10d8\u10d3\u10d4\u10dc\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d8\u10d7 \u10d2\u10d0\u10d0\u10dc\u10d0\u10ec\u10d8\u10da\u10dd\u10dc. \u10d4\u10e1 \u10db\u10dd\u10d3\u10d4\u10da\u10d8 \u10db\u10dd\u10e0\u10d2\u10d4\u10d1\u10e3\u10da\u10d8\u10d0 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10e4\u10d4\u10dc\u10d0\u10d6\u10d4 \u2013 \u10d3\u10d0\u10db\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d4\u10da \u10db\u10d4\u10d0\u10dc\u10d0\u10d1\u10e0\u10d4\u10d4\u10d1\u10d6\u10d4, \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10e1\u10e5\u10d4\u10db\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d0 \u10db\u10e1\u10d2\u10d0\u10d5\u10e1 \u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d4\u10d1\u10d6\u10d4. \u10d0\u10db \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10e0\u10d8\u10e1 \u10e0\u10d4\u10d2\u10e3\u10da\u10d8\u10e0\u10d4\u10d1\u10d0 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd\u10e1 \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10d0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u10e0\u10d0\u10ea \u10e8\u10d4\u10d4\u10ee\u10d4\u10d1\u10d0 \u10e3\u10ea\u10ee\u10dd\u10d4\u10da \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10e1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10d0 \u10db\u10d0\u10d7\u10d8 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10e3\u10ea\u10ee\u10dd\u10d4\u10da\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10d0 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u2013 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10ea\u10d8\u10d0 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10db\u10d0\u10e6\u10d0\u10da\u10d8\u10d0. \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10d8, \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10e1\u10d0\u10d6\u10d8\u10d3\u10d0\u10d3, \u10d4\u10e0\u10d7\u10db\u10d0\u10dc\u10d4\u10d7\u10d7\u10d0\u10dc \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d8\u10d1\u10e0\u10eb\u10d5\u10d8\u10d0\u10dc. \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10db\u10ea\u10d8\u10e0\u10d4 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10e1\u10d0\u10ea \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8 \u10e8\u10d8\u10d3\u10d0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d0\u10e0 \u10d0\u10e5\u10d5\u10d7, \u10ea\u10d3\u10d8\u10da\u10dd\u10d1\u10d4\u10dc \u10e8\u10d4\u10e5\u10db\u10dc\u10d0\u10dc \u10d8\u10e1\u10d4\u10d7\u10d8 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10d8\u10db\u10d6\u10d8\u10d3\u10d5\u10d4\u10da\u10d8 \u10f0\u10d0\u10d1\u10d4\u10d1\u10d8 \u10d2\u10d0\u10ee\u10d3\u10dc\u10d4\u10dc.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d4\u10e1 \u10d0\u10e0 \u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10e8\u10d4\u10db\u10dd\u10d3\u10d8\u10dc\u10d4\u10d1\u10d0\u10e1 \u2013 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10e3\u10da\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0, \u10d0\u10ee\u10d0\u10da\u10d8 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0 \u10d3\u10d0 \u10ea\u10dd\u10d3\u10dc\u10d8\u10e1 \u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d0. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10da\u10e3\u10e5\u10e1\u10d4\u10db\u10d1\u10e3\u10e0\u10d2\u10d8 \u10d3\u10e6\u10d4\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10e3\u10da\u10d8 \u10db\u10dd\u10d3\u10d4\u10da\u10d8\u10d0. \u10d8\u10e5 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10da\u10d8\u10d0 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da\u10d8 \u10d2\u10d0\u10e0\u10d4\u10db\u10dd \u2013 \u10db\u10dd\u10e5\u10dc\u10d8\u10da\u10d8 \u10e1\u10d0\u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d0\u10d3\u10dd \u10e0\u10d4\u10df\u10d8\u10db\u10d8, \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d8 \u10d0\u10d3\u10db\u10d8\u10dc\u10d8\u10e1\u10e2\u10e0\u10d8\u10e0\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d3\u10d0\u10d1\u10d0\u10da\u10d8 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8. \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10e1 \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10d8 \u10de\u10dd\u10e0\u10e2\u10e4\u10d4\u10da\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d0\u10d3\u10d8 0.005%-\u10d8\u10e1 \u10dd\u10d3\u10d4\u10dc\u10dd\u10d1\u10d8\u10d7.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8 \u10e7\u10dd\u10e4\u10dc\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10d8\u10e7\u10dd\u10e1 \u10d8\u10d0\u10e4\u10d8, \u10d3\u10d0\u10d1\u10d0\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10e1 \u10db\u10e5\u10dd\u10dc\u10d4 \u10d3\u10d0 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5\u10d0\u10d3 \u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10d0\u10d5\u10d8. \u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10d8\u10e1, \u10e0\u10d0\u10ea \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10db \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10e1 \u10e3\u10dc\u10d3\u10d0 \u10e8\u10d4\u10e1\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10e1, \u10d7\u10e3 \u10e1\u10e3\u10e0\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0 \u10f0\u10d0\u10d1\u10d0\u10d3 \u10e9\u10d0\u10db\u10dd\u10e7\u10d0\u10da\u10d8\u10d1\u10d3\u10d4\u10e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u10d0\u10db \u10d7\u10d5\u10d0\u10da\u10e1\u10d0\u10d6\u10e0\u10d8\u10e1\u10d8\u10d7, \u10e0\u10d4\u10d2\u10d8\u10dd\u10dc\u10e8\u10d8 \u10e9\u10d5\u10d4\u10dc\u10d8 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8 \u10d5\u10d8\u10dc \u10d0\u10e0\u10d8\u10d0\u10dc?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 \u10d4\u10e0\u10d7\u10dc\u10d0\u10d8\u10e0\u10d8 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0\u10d0 \u10d0\u10db\u10d8\u10d4\u10e0\u10d9\u10d0\u10d5\u10d9\u10d0\u10e1\u10d8\u10d8\u10e1 \u10e1\u10d0\u10db\u10d8\u10d5\u10d4 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8. \u10d1\u10d0\u10e5\u10dd\u10e1\u10d0 \u10d3\u10d0 \u10d4\u10e0\u10d4\u10d5\u10dc\u10d8\u10e1 \u10d1\u10d8\u10e0\u10df\u10d4\u10d1\u10e1 \u10de\u10d8\u10e0\u10d3\u10d0\u10de\u10d8\u10e0\u10d8 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10ed\u10d4\u10e0\u10d0 \u10d0\u10e5\u10d5\u10d7. \u10d4\u10e0\u10d4\u10d5\u10d0\u10dc\u10e8\u10d8 \u10d1\u10d8\u10e0\u10df\u10d0\u10d6\u10d4 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d0 \u10e1\u10d0\u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10dd\u10d0. \u10db\u10e1\u10d2\u10d0\u10d5\u10e1\u10d8 \u10db\u10d8\u10d3\u10d2\u10dd\u10db\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8\u10ea \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u2013 \u10d1\u10d8\u10e0\u10df\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10d7 \u10d3\u10d0\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 \u10d2\u10d0\u10e0\u10d8\u10d2\u10d4\u10d1\u10d4\u10d1\u10d8 \u10d1\u10d8\u10e0\u10df\u10d0\u10d6\u10d4 \u10e0\u10d4\u10d2\u10d8\u10e1\u10e2\u10e0\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0, \u10e0\u10d0\u10ea \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd\u10e1 \u10db\u10ee\u10e0\u10d8\u10d3\u10d0\u10dc \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10ed\u10d4\u10e0\u10d0\u10d3 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10e9\u10d0\u10d8\u10d7\u10d5\u10d0\u10da\u10dd\u10e1, \u10d7\u10e3\u10db\u10ea\u10d0 \u10d4\u10e1 \u10d0\u10e0\u10d0\u10e1\u10d0\u10d1\u10d0\u10d6\u10e0\u10dd \u10db\u10d8\u10d3\u10d2\u10dd\u10db\u10d0\u10ea \u10d0\u10e0\u10d8\u10e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d5\u10d4\u10e0 \u10d5\u10d8\u10e2\u10e7\u10d5\u10d8, \u10e0\u10dd\u10db \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10db\u10d4 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e1 \u10d0\u10e8\u10d9\u10d0\u10e0\u10d0 \u10e3\u10de\u10d8\u10e0\u10d0\u10e2\u10d4\u10e1\u10dd\u10d1\u10d0 \u10d0\u10e5\u10d5\u10e1. \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0 \u10e7\u10d5\u10d4\u10da\u10d2\u10d0\u10dc \u10d4\u10e0\u10d7\u10d8\u10d0 \u2013 \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10db\u10ea\u10d8\u10e0\u10d4. \u10d0\u10db\u10d8\u10e1 \u10dd\u10d1\u10d8\u10d4\u10e5\u10e2\u10e3\u10e0\u10d8 \u10db\u10d8\u10d6\u10d4\u10d6\u10d4\u10d1\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1. \u10d7\u10e3\u10db\u10ea\u10d0 \u10de\u10dd\u10d6\u10d8\u10e2\u10d8\u10e3\u10e0\u10d8 \u10d8\u10e1 \u10d0\u10e0\u10d8\u10e1, \u10e0\u10dd\u10db \u10d7\u10e3 REIT-\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d4\u10d2\u10e3\u10da\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8 \u10d0\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d3\u10d4\u10d1\u10d0, \u10d4\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10dc\u10d0\u10d3 \u10d2\u10d0\u10d0\u10ea\u10dd\u10ea\u10ee\u10da\u10d4\u10d1\u10e1. \u10db\u10e1\u10d2\u10d0\u10d5\u10e1\u10d8 \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d4\u10d1\u10d8 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u2013 \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10e4\u10d8\u10da\u10d8\u10de\u10d8\u10dc\u10d4\u10d1\u10e8\u10d8 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 REIT-\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10dc\u10d4\u10e0\u10d2\u10d5\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10d2\u10d0\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d3\u10d0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3 \u10d2\u10d5\u10d4\u10e1\u10db\u10dd\u10d3\u10d0, \u10e0\u10dd\u10db \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1 \u10ee\u10d4\u10da\u10e1 \u10e8\u10d4\u10e3\u10ec\u10e7\u10dd\u10d1\u10d3\u10d0 \u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d8\u10d7\u10d8 \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10d0\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d8\u10e1 \u10e4\u10e3\u10da\u10d8, \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d0\u10d3, \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10e8\u10d8 \u10d8\u10dc\u10d0\u10ee\u10d4\u10d1\u10d0. \u10d0\u10db \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d8\u10e1 \u10d0\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d0\u10db \u10e0\u10d0\u10d8\u10db\u10d4 \u10e1\u10d0\u10ee\u10d8\u10e1 \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d8 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0 \u10d7\u10e3 \u10db\u10dd\u10d0\u10ee\u10d3\u10d8\u10dc\u10d0 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d8 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10e4\u10dd\u10e0\u10db\u10d8\u10e0\u10d4\u10d1\u10d0 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1 \u10de\u10dd\u10d6\u10d8\u10e2\u10d8\u10e3\u10e0\u10d8 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d0\u10d0. \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10e1 \u10d0\u10e5\u10d5\u10d7 \u10e8\u10d8\u10d3\u10d0 \u10e0\u10d4\u10d2\u10e3\u10da\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10da\u10d8\u10db\u10d8\u10e2\u10d4\u10d1\u10d8, \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0 \u10d9\u10dd\u10dc\u10e1\u10d4\u10e0\u10d5\u10d0\u10e2\u10d8\u10e3\u10da\u10d8\u10d0 \u10d3\u10d0 \u10d0\u10ee\u10d0\u10da \u10d3\u10d0\u10dc\u10d4\u10e0\u10d2\u10d8\u10da \u10e1\u10e5\u10d4\u10db\u10d4\u10d1\u10e1 \u10e1\u10d8\u10e4\u10e0\u10d7\u10ee\u10d8\u10da\u10d8\u10d7 \u10d4\u10d9\u10d8\u10d3\u10d4\u10d1\u10d0. \u10dc\u10d4\u10da-\u10dc\u10d4\u10da\u10d0 \u10ee\u10d3\u10d4\u10d1\u10d0 \u10d9\u10dd\u10e0\u10de\u10dd\u10e0\u10d0\u10ea\u10d8\u10e3\u10da \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d0\u10e8\u10d5\u10d4\u10d1\u10d0, \u10d0\u10db \u10d4\u10e2\u10d0\u10de\u10d6\u10d4 \u2013 \u10eb\u10d8\u10e0\u10d8\u10d7\u10d0\u10d3\u10d0\u10d3 \u10dd\u10d1\u10da\u10d8\u10d2\u10d0\u10ea\u10d8\u10d4\u10d1\u10d6\u10d4. \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10e1 \u10e3\u10d9\u10d5\u10d4 \u10db\u10d8\u10d4\u10ea\u10d0\u10d7 \u10e3\u10e4\u10da\u10d4\u10d1\u10d0, \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10dd\u10d1\u10d0 \u10db\u10d8\u10d8\u10e6\u10dd\u10dc \u10d0\u10db \u10d1\u10d0\u10d6\u10d0\u10e0\u10e8\u10d8, \u10e0\u10d0\u10ea \u10ea\u10ee\u10d0\u10d3\u10d8\u10d0 \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d8 \u10db\u10dd\u10d5\u10da\u10d4\u10dc\u10d0\u10d0. \u10d7\u10e3\u10db\u10ea\u10d0 \u10d4\u10e1 \u10e1\u10d0\u10d9\u10db\u10d0\u10e0\u10d8\u10e1\u10d8 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d4\u10e0\u10d7\u10d8 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d8, \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d8, \u10d5\u10d4\u10e0 \u10e8\u10d4\u10e5\u10db\u10dc\u10d8\u10e1 \u10db\u10d7\u10d4\u10da \u10d1\u10d0\u10d6\u10d0\u10e0\u10e1. \u10db\u10d8\u10d7 \u10e3\u10db\u10d4\u10e2\u10d4\u10e1, \u10e0\u10dd\u10db \u10d4\u10e0\u10d7 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e8\u10d8 \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10e3\u10da\u10d8 \u10d4\u10db\u10d8\u10e1\u10d8\u10d0 \u10da\u10d8\u10db\u10d8\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8\u10d0. \u10d7\u10d8\u10d7\u10dd\u10d4\u10e3\u10da\u10d8 \u10d4\u10db\u10d8\u10e1\u10d8\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d7\u10d0\u10d5\u10e1\u10d4\u10d1\u10d0\u10e1 \u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d8 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10ea\u10d8\u10e3\u10e0\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10db\u10d7\u10da\u10d8\u10d0\u10dc \u10d4\u10db\u10d8\u10e1\u10d8\u10d8\u10e1 \u10d3\u10d0\u10d0\u10ee\u10da\u10dd\u10d4\u10d1\u10d8\u10d7 30-40%-\u10e1 \u10e8\u10d4\u10d8\u10eb\u10d4\u10dc\u10d4\u10dc. \u10d0\u10e1\u10d4\u10d7\u10d8 \u10d3\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e4\u10d8\u10ea\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8 \u10ef\u10d4\u10e0 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10e4\u10dd\u10e0\u10db\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10e3\u10dc\u10d3\u10d0 \u10e8\u10d4\u10d5\u10e3\u10ec\u10e7\u10dd\u10d7 \u10d0\u10db\u10d0\u10e1 \u10ee\u10d4\u10da\u10d8?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10dd\u10e5\u10e0\u10dd\u10e1 \u10ec\u10d4\u10e1\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10d8\u10e1, \u10e0\u10dd\u10db \u10d9\u10d4\u10e0\u10eb\u10dd \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10e1\u10e5\u10d4\u10db\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0. \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10d3\u10d0 \u10e1\u10d0\u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10dd \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8 \u10d0\u10e0\u10d8\u10d0\u10dc \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d4\u10db\u10d8\u10e1\u10d8\u10d4\u10d1\u10e1 \u10e7\u10d8\u10d3\u10e3\u10da\u10dd\u10d1\u10d4\u10dc. \u10e9\u10d5\u10d4\u10dc\u10e1 \u10db\u10e1\u10d2\u10d0\u10d5\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d6\u10d4, \u10e1\u10d0\u10d3\u10d0\u10ea \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10e4\u10dd\u10dc\u10d3\u10d4\u10d1\u10d8 \u10ef\u10d4\u10e0 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e1\u10e3\u10e1\u10e2\u10d8\u10d0, \u10d4\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10e3\u10da \u10e7\u10e3\u10e0\u10d0\u10d3\u10e6\u10d4\u10d1\u10d0\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d5\u10e4\u10d8\u10e5\u10e0\u10dd\u10d1\u10d7, \u10e0\u10d0 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10d9\u10d4\u10d7\u10d3\u10d4\u10e1 \u10de\u10dd\u10e2\u10d4\u10dc\u10ea\u10d8\u10e3\u10e0\u10d8 \u10db\u10e1\u10ee\u10d5\u10d8\u10da\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d4\u10db\u10d8\u10e2\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10ec\u10d0\u10ee\u10d0\u10da\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1. \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10d8\u10d3\u10d4\u10d0\u10d0 IPO \u10d0\u10e5\u10e1\u10d4\u10da\u10d4\u10e0\u10d0\u10e2\u10dd\u10e0\u10d8\u10e1 \u10e8\u10d4\u10e5\u10db\u10dc\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d4\u10d1\u10e1 \u10e1\u10d0\u10ef\u10d0\u10e0\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d2\u10d0\u10e1\u10d5\u10da\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10dd\u10d0\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10e1, \u10d0\u10e0\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10e2\u10d4\u10e5\u10dc\u10d8\u10d9\u10e3\u10e0\u10d0\u10d3, \u10d0\u10e0\u10d0\u10db\u10d4\u10d3 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10e3\u10da\u10d0\u10d3\u10d0\u10ea.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10db\u10d4\u10dd\u10e0\u10d4 \u10db\u10ee\u10e0\u10d8\u10d5, \u10d2\u10d5\u10d8\u10dc\u10d3\u10d0 \u10db\u10e1\u10d2\u10d0\u10d5\u10e1\u10d8 \u10d0\u10e5\u10e1\u10d4\u10da\u10d4\u10e0\u10d0\u10e2\u10dd\u10e0\u10d8 \u10e8\u10d4\u10d5\u10e5\u10db\u10dc\u10d0\u10d7 \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10ea\u10d8\u10e3\u10e0\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1. \u10d1\u10d8\u10e0\u10df\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10d0 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d9\u10dd\u10dd\u10e0\u10d3\u10d8\u10dc\u10d0\u10ea\u10d8\u10d0\u10d0 \u10d3\u10d0 \u10d0\u10db \u10e0\u10dd\u10da\u10d8\u10e1 \u10d0\u10e6\u10d4\u10d1\u10d0\u10e1 \u10d5\u10d2\u10d4\u10d2\u10db\u10d0\u10d5\u10d7.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d0\u10e1\u10d4\u10d5\u10d4 \u10d5\u10e4\u10d8\u10e5\u10e0\u10dd\u10d1\u10d7 CFP \u10e2\u10d8\u10de\u10d8\u10e1 \u10e1\u10d4\u10e0\u10e2\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d8\u10e1 \u10d3\u10d0\u10dc\u10d4\u10e0\u10d2\u10d5\u10d0\u10d6\u10d4 \u2013 \u10de\u10d8\u10e0\u10dd\u10d1\u10d8\u10d7\u10d8 \u10e1\u10d0\u10ee\u10d4\u10da\u10d8\u10d7 \u201eGeorgian Certified Financial Trainer Institute\u201c (\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e1\u10d4\u10e0\u10e2\u10d8\u10e4\u10d8\u10ea\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e2\u10e0\u10d4\u10dc\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d8), \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d8\u10d0\u10e0\u10e1\u10d4\u10d1\u10d4\u10d1\u10e1 \u10d1\u10d8\u10e0\u10df\u10d0\u10e1\u10d7\u10d0\u10dc. \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10e1 \u10d4\u10e5\u10dc\u10d4\u10d1\u10d0 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10dd\u10d1\u10d0 \u10d1\u10e0\u10d8\u10e2\u10d0\u10dc\u10d4\u10d7\u10e1\u10d0 \u10d3\u10d0 \u10d0\u10e8\u10e8-\u10d7\u10d0\u10dc \u10d3\u10d0 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d8, \u10d0\u10d3\u10d0\u10de\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d9\u10e3\u10e0\u10d8\u10d9\u10e3\u10da\u10e3\u10db\u10d4\u10d1\u10d8\u10d7 \u10db\u10dd\u10d0\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10e1 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10d8\u10e1\u10e2\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d8\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d1\u10d4\u10dc \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10e4\u10d4\u10dc\u10d0\u10e1\u10d7\u10d0\u10dc, \u10d3\u10d0\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10d0\u10dc \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10d2\u10d4\u10d2\u10db\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d2\u10d4\u10dc\u10d0\u10e8\u10d8, \u10d7\u10e3\u10db\u10ea\u10d0 \u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da\u10d8 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e0\u10e9\u10d4\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10ea\u10d4\u10db\u10d8\u10e1 \u10e3\u10e4\u10da\u10d4\u10d1\u10d0 \u10d0\u10e0 \u10d4\u10e5\u10dc\u10d4\u10d1\u10d0\u10d7.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e0\u10d2\u10dd\u10da\u10d8 \u10d4\u10d9\u10dd\u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e8\u10d8 \u2013 IPO \u10d0\u10e5\u10e1\u10d4\u10da\u10d4\u10e0\u10d0\u10e2\u10dd\u10e0\u10d8, \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10ea\u10d8\u10e3\u10e0\u10d8 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e5\u10e1\u10d4\u10da\u10d4\u10e0\u10d0\u10ea\u10d8\u10d0 \u10d3\u10d0 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10e3\u10da\u10d8 \u10e1\u10d0\u10e1\u10ec\u10d0\u10d5\u10da\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d8. \u10d2\u10d4\u10d2\u10db\u10d4\u10d1\u10d8 \u10d0\u10db\u10d1\u10d8\u10ea\u10d8\u10e3\u10e0\u10d8\u10d0, \u10db\u10d0\u10d2\u10e0\u10d0\u10db \u10d2\u10d5\u10d8\u10dc\u10d3\u10d0, \u10e0\u10dd\u10db \u10d1\u10d8\u10e0\u10df\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1 \u10e0\u10d4\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10e8\u10d4\u10d5\u10e3\u10ec\u10e7\u10dd\u10d7 \u10ee\u10d4\u10da\u10d8.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u10d0\u10db \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10e0\u10d8\u10e1 \u10d2\u10d0\u10e1\u10d0\u10d9\u10d4\u10d7\u10d4\u10d1\u10da\u10d0\u10d3, \u10d1\u10d8\u10e0\u10df\u10d0\u10e1 \u10e1\u10d0\u10d9\u10db\u10d0\u10e0\u10d8\u10e1\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d8 \u10d0\u10e5\u10d5\u10e1?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8 \u10d2\u10d5\u10d0\u10e5\u10d5\u10e1, \u10dc\u10d0\u10ec\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5 \u10d9\u10d8 \u10d5\u10d4\u10da\u10d8\u10d7 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d4\u10d1\u10d6\u10d4 \u10ec\u10d5\u10d3\u10dd\u10db\u10d0\u10e1. \u10d2\u10d5\u10ef\u10d4\u10e0\u10d0, \u10e0\u10dd\u10db \u10d7\u10e3 \u10e1\u10ec\u10dd\u10e0\u10d0\u10d3 \u10d3\u10d0 \u10d7\u10d0\u10dc\u10db\u10d8\u10db\u10d3\u10d4\u10d5\u10e0\u10e3\u10da\u10d0\u10d3 \u10d5\u10d8\u10db\u10e3\u10e8\u10d0\u10d5\u10d4\u10d1\u10d7, \u10e8\u10d4\u10d3\u10d4\u10d2\u10e1 \u10db\u10d8\u10d5\u10d0\u10e6\u10ec\u10d4\u10d5\u10d7. \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10e7\u10d5\u10d4\u10da\u10d0 \u10d9\u10dd\u10db\u10de\u10dd\u10dc\u10d4\u10dc\u10e2\u10d8\u10e1 \u10de\u10d0\u10e0\u10d0\u10da\u10d4\u10da\u10e3\u10e0\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0. \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10d3\u10d0 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10d0\u10db\u10dd\u10ea\u10d0\u10dc\u10d0 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10d2\u10d0\u10dc\u10d0\u10ee\u10da\u10d4\u10d1\u10d0\u10d0, \u10e0\u10d0\u10d7\u10d0 \u10db\u10d6\u10d0\u10d3 \u10d5\u10d8\u10e7\u10dd\u10d7 \u10d2\u10d0\u10d6\u10e0\u10d3\u10d8\u10da\u10d8 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10dd\u10d1\u10d0 \u10d7\u10e3 \u10d2\u10d0\u10e5\u10d5\u10d7 \u10e1\u10ee\u10d5\u10d0 \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d8\u10e0\u10df\u10d4\u10d1\u10d7\u10d0\u10dc?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10d2\u10d5\u10e5\u10dd\u10dc\u10d3\u10d0 \u10e8\u10d4\u10ee\u10d5\u10d4\u10d3\u10e0\u10d0 \u10da\u10dd\u10dc\u10d3\u10dd\u10dc\u10d8\u10e1 \u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10d1\u10d8\u10e0\u10df\u10d0\u10e1\u10d7\u10d0\u10dc. \u10e0\u10d7\u10e3\u10da\u10d8\u10d0 \u10e1\u10d0\u10e3\u10d1\u10d0\u10e0\u10d8 \u10d8\u10db\u10d0\u10d6\u10d4, \u10e0\u10d0\u10e8\u10d8 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d2\u10d0\u10db\u10dd\u10d8\u10ee\u10d0\u10e2\u10dd\u10e1 \u10d0\u10e1\u10d4\u10d7\u10d8 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10dd\u10d1\u10d0, \u10e1\u10d0\u10e1\u10ec\u10d0\u10e3\u10da\u10e1 \u10d5\u10d4\u10e0\u10d0\u10d5\u10d8\u10dc \u10db\u10dd\u10d0\u10ee\u10d3\u10d4\u10dc\u10e1, \u10e4\u10e3\u10da\u10e1 \u10d5\u10d4\u10e0 \u10db\u10dd\u10d2\u10ea\u10d4\u10db\u10d4\u10dc. \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d6\u10d8\u10d0\u10e0\u10d4\u10d1\u10d0. \u10db\u10d0\u10d7\u10d0\u10ea \u10d2\u10d5\u10d8\u10d7\u10ee\u10e0\u10d4\u10e1, \u10e0\u10dd\u10db \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10e3\u10da\u10e1 \u10d5\u10d4\u10e0 \u10d2\u10d5\u10d8\u10e0\u10e9\u10d4\u10d5\u10d4\u10dc \u10d3\u10d0 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10d0\u10e5\u10ea\u10d4\u10dc\u10e2\u10d8 \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0\u10d6\u10d4 \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d9\u10d4\u10d7\u10d3\u10d4\u10e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u10de\u10d8\u10e0\u10d5\u10d4\u10da \u10e0\u10d8\u10d2\u10e8\u10d8, \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10db\u10dd\u10d1\u10d8\u10da\u10d8\u10d6\u10d4\u10d1\u10d0\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd. \u10e1\u10d0\u10dc\u10d0\u10db \u10d2\u10d0\u10e0\u10d4 \u10d1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d6\u10d4 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d2\u10d0\u10d5\u10d0\u10da\u10d7, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10d3\u10e3\u10d0\u10da\u10e3\u10e0\u10d8 \u10da\u10d8\u10e1\u10e2\u10d8\u10dc\u10d2\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10d8\u10da\u10d5\u10d0 \u2013 \u10d0\u10dc\u10e3 \u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8 \u10d4\u10e0\u10d7\u10d3\u10e0\u10dd\u10e3\u10da\u10d0\u10d3 \u10d8\u10e7\u10dd\u10e1 \u10da\u10d8\u10e1\u10e2\u10d8\u10dc\u10d2\u10e8\u10d8 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d8\u10e5, \u10d8\u10e1\u10d4 \u10d0\u10e5 \u10d3\u10d0 \u10dd\u10e0\u10d8\u10d5\u10d4 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10d8\u10d5\u10d0\u10ed\u10e0\u10d4\u10d1\u10dd\u10d3\u10d4\u10e1. \u10ea\u10ee\u10d0\u10d3\u10d8\u10d0, \u10d4\u10e1 \u10d9\u10d0\u10e0\u10d2\u10d8 \u10d8\u10d3\u10d4\u10d0\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10ef\u10d4\u10e0 \u10d0\u10d3\u10e0\u10d4\u10d0. \u10d0\u10db \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10e1\u10d0\u10d9\u10d0\u10dc\u10dd\u10dc\u10db\u10d3\u10d4\u10d1\u10da\u10dd \u10d3\u10d0 \u10e0\u10d4\u10d2\u10e3\u10da\u10d0\u10ea\u10d8\u10e3\u10e0\u10d8 \u10ee\u10d0\u10e0\u10d5\u10d4\u10d6\u10d4\u10d1\u10d8\u10ea, \u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0 \u10db\u10dd\u10d2\u10d5\u10d0\u10e0\u10d4\u10d1\u10d0\u10d6\u10d4 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d0 \u10db\u10d8\u10db\u10d3\u10d8\u10dc\u10d0\u10e0\u10d4\u10dd\u10d1\u10e1. \u10db\u10d8\u10d6\u10d0\u10dc\u10d8 \u10d0\u10e0\u10d8\u10e1, \u10e0\u10dd\u10db \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d0\u10dc\u10d0\u10d1\u10e0\u10d4\u10d1\u10e8\u10d8 \u10db\u10dd\u10d1\u10d8\u10da\u10d8\u10d6\u10d4\u10d1\u10e3\u10da\u10d8 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3\u10d4\u10d1\u10d8 \u10d4\u10e2\u10d0\u10de\u10dd\u10d1\u10e0\u10d8\u10d5\u10d0\u10d3 \u10d2\u10d0\u10d3\u10d0\u10d5\u10d8\u10d3\u10d4\u10e1 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0\u10e8\u10d8, \u10d1\u10d8\u10e0\u10df\u10d0\u10d6\u10d4 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d8\u10dc\u10e1\u10e2\u10e0\u10e3\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10dd\u10d1\u10d0\u10ea \u10d3\u10d0\u10d1\u10d0\u10da\u10d8\u10d0, \u10d0\u10db \u10e0\u10d2\u10dd\u10da\u10d8\u10e1 \u10d2\u10d0\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d4\u10d1\u10d0\u10e1 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d0\u10de\u10d8\u10e0\u10d4\u10d1\u10d7?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10d4\u10e0\u10d7\u10d8 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d0\u10d0 \u10d0\u10e5\u10e1\u10d4\u10da\u10d4\u10e0\u10d0\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0 \u10d3\u10d0 CFP \u10e2\u10d8\u10de\u10d8\u10e1 \u10e1\u10de\u10d4\u10ea\u10d8\u10d0\u10da\u10d8\u10e1\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10d0, \u10e0\u10d0\u10ea \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8 \u10ea\u10dc\u10dd\u10d1\u10d8\u10d4\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d0\u10db\u10d0\u10e6\u10da\u10d4\u10d1\u10d0\u10e1 \u10e8\u10d4\u10e3\u10ec\u10e7\u10dd\u10d1\u10e1 \u10ee\u10d4\u10da\u10e1. \u10db\u10d4\u10dd\u10e0\u10d4 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d0\u10d0 \u10e1\u10ec\u10dd\u10e0\u10d8 \u10d9\u10dd\u10db\u10e3\u10dc\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10e8\u10e3\u10e5\u10d4\u10d1\u10d0. \u10d0\u10db \u10db\u10ee\u10e0\u10d8\u10d5\u10d0\u10ea \u10d2\u10d0\u10e0\u10d9\u10d5\u10d4\u10e3\u10da\u10d8 \u10e9\u10d0\u10db\u10dd\u10e0\u10e9\u10d4\u10dc\u10d0 \u10d2\u10d5\u10d0\u10e5\u10d5\u10e1, \u10d7\u10e3\u10db\u10ea\u10d0 \u10d5\u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d7 \u10d0\u10db \u10de\u10e0\u10dd\u10d1\u10da\u10d4\u10db\u10d0\u10d6\u10d4. \u10d5\u10d2\u10d4\u10d2\u10db\u10d0\u10d5\u10d7 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10dd\u10dc\u10d0\u10da\u10d4\u10d1\u10d8\u10e1 \u10e9\u10d0\u10e0\u10d7\u10d5\u10d0\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10e1\u10ec\u10dd\u10e0\u10d0\u10d3 \u10ec\u10d0\u10e0\u10db\u10dd\u10d0\u10e9\u10d4\u10dc\u10d4\u10dc, \u10e0\u10d0\u10e1 \u10d5\u10d0\u10d9\u10d4\u10d7\u10d4\u10d1\u10d7, \u10e0\u10d0\u10e1 \u10d5\u10d2\u10d4\u10d2\u10db\u10d0\u10d5\u10d7 \u10d3\u10d0 \u10e0\u10d0 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d4\u10d1\u10d0\u10db\u10d3\u10d4 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10db\u10d8\u10d5\u10d8\u10d3\u10d4\u10e1 \u10d4\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8. \u10db\u10d8\u10d6\u10d0\u10dc\u10d8\u10d0 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10de\u10dd\u10e2\u10d4\u10dc\u10ea\u10d8\u10e3\u10e0 \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10d4\u10d1\u10e1 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d8 \u10d3\u10d0 \u201e\u10d0\u10de\u10d4\u10e2\u10d8\u10e2\u10d8\u201c \u10d2\u10d0\u10e3\u10e6\u10d5\u10d8\u10d5\u10d3\u10d4\u10e1. \u10ea\u10ee\u10d0\u10d3\u10d8\u10d0, \u10d4\u10e1 \u10d4\u10e0\u10d7 \u10d0\u10dc \u10dd\u10e0 \u10d3\u10e6\u10d4\u10e8\u10d8 \u10d5\u10d4\u10e0 \u10db\u10d8\u10d8\u10e6\u10ec\u10d4\u10d5\u10d0, \u10d7\u10e3\u10db\u10ea\u10d0 \u10de\u10dd\u10d6\u10d8\u10e2\u10d8\u10e3\u10e0\u10d8 \u10db\u10dd\u10da\u10dd\u10d3\u10d8\u10dc\u10d4\u10d1\u10d8 \u10d2\u10d5\u10d0\u10e5\u10d5\u10e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u10d0\u10db \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1 \u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d0, \u10db\u10d0\u10e6\u10d0\u10da\u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10d0\u10dc\u10d8 \u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d4\u10d1\u10d8. \u10db\u10d0\u10e0\u10d7\u10d0\u10da\u10d8\u10d0, \u10d1\u10dd\u10da\u10dd \u10de\u10d4\u10e0\u10d8\u10dd\u10d3\u10d8\u10e1 \u10e1\u10e2\u10d0\u10e2\u10d8\u10e1\u10e2\u10d8\u10d9\u10d0 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10d6\u10e0\u10d3\u10d8\u10e1 \u10d3\u10d8\u10d3 \u10ea\u10d8\u10e4\u10e0\u10d4\u10d1\u10e1 \u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10e1, \u10d7\u10e3\u10db\u10ea\u10d0 \u10d5\u10d4\u10e0 \u10d5\u10d8\u10e2\u10e7\u10d5\u10d8\u10d7, \u10e0\u10dd\u10db \u10d4\u10e1 \u10ea\u10d8\u10e4\u10e0\u10d4\u10d1\u10d8 \u10d0\u10d3\u10d4\u10d9\u10d5\u10d0\u10e2\u10e3\u10e0\u10d0\u10d3 \u10d0\u10d8\u10e1\u10d0\u10ee\u10d4\u10d1\u10d0 \u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10dd\u10d1\u10d8\u10e1 \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0 \u10db\u10d3\u10d2\u10dd\u10db\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0\u10d6\u10d4. \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10db\u10dd\u10da\u10dd\u10d3\u10d8\u10dc\u10d8 \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10d0 \u10d0\u10db \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0 \u10d4\u10e0\u10d7\u10db\u10d0\u10dc\u10d4\u10d7\u10d7\u10d0\u10dc \u10db\u10ed\u10d8\u10d3\u10e0\u10dd\u10d3 \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8. \u10d1\u10d8\u10e0\u10df\u10d0 \u10e1\u10d0\u10ef\u10d0\u10e0\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8\u10d0 \u10d3\u10d0 \u10d3\u10d0\u10d1\u10d0\u10da\u10d8 \u10d8\u10dc\u10d9\u10da\u10e3\u10d6\u10d8\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e8\u10d8 \u10e1\u10d0\u10ef\u10d0\u10e0\u10dd \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d5\u10d4\u10e0 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10d1\u10d0. \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10e3\u10e0\u10d8 \u10e1\u10e2\u10d0\u10d1\u10d8\u10da\u10e3\u10e0\u10dd\u10d1\u10d0 \u10d0\u10db \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e8\u10d8 \u10e3\u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d4\u10e1\u10d8\u10d0. \u10e5\u10d5\u10d4\u10e7\u10dc\u10d4\u10d1\u10d8 \u10d4\u10e0\u10d7\u10db\u10d0\u10dc\u10d4\u10d7\u10e1 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10ea\u10d8\u10d0\u10e1 \u10e3\u10ec\u10d4\u10d5\u10d4\u10dc. \u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10e1 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10dc\u10d8 \u10d0\u10e5\u10d5\u10e1, \u10ec\u10d0\u10d5\u10d8\u10d3\u10d4\u10e1 \u10da\u10e3\u10e5\u10e1\u10d4\u10db\u10d1\u10e3\u10e0\u10d2\u10e8\u10d8 \u10d7\u10e3 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8, \u10e7\u10d5\u10d4\u10da\u10d0 \u10de\u10d0\u10e0\u10d0\u10db\u10d4\u10e2\u10e0\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10dc\u10d0\u10d3 \u10d8\u10d7\u10d5\u10da\u10d4\u10d1\u10d0 \u2013 \u10e0\u10dd\u10db\u10d4\u10da\u10d8 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0 \u10e8\u10d4\u10e1\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10e1 \u10db\u10d4\u10e2 \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e1, \u10d3\u10d0\u10d1\u10d0\u10da \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10db\u10d0\u10e0\u10e2\u10d8\u10d5 \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10e1. \u10db\u10d0\u10d2\u10d0\u10da\u10d8\u10d7\u10d0\u10d3, \u10e1\u10d0\u10e3\u10d3\u10d8\u10e1 \u10d0\u10e0\u10d0\u10d1\u10d4\u10d7\u10e1 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10db\u10d0\u10e6\u10d0\u10da\u10e8\u10d4\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10d0\u10dc\u10d8 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d0\u10e5\u10d5\u10e1, \u10d7\u10e3\u10db\u10ea\u10d0 \u10d8\u10e5 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1. \u10d4\u10e1 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10d4\u10e0\u10d7\u10ee\u10d4\u10da \u10d0\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d4\u10e0\u10d7 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d6\u10d4 \u10d3\u10d0\u10e7\u10e0\u10d3\u10dc\u10dd\u10d1\u10d0 \u10e1\u10d0\u10d9\u10db\u10d0\u10e0\u10d8\u10e1\u10d8 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1. \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10ee\u10d3\u10d4\u10e1 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10e2\u10e3\u10dc\u10d0\u10e0\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10db\u10e5\u10dd\u10dc\u10d4 \u10e5\u10d5\u10d4\u10e7\u10d0\u10dc\u10d0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u10ee\u10d4\u10d3\u10d0\u10d5\u10d7 \u10d7\u10e3 \u10d0\u10e0\u10d0 \u10d0\u10db\u10d8\u10e1 \u10de\u10dd\u10e2\u10d4\u10dc\u10ea\u10d8\u10d0\u10da\u10e1?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10db\u10d4 \u10dd\u10de\u10e2\u10d8\u10db\u10d8\u10e1\u10e2\u10d8 \u10d5\u10d0\u10e0 \u10d3\u10d0 \u10db\u10ef\u10d4\u10e0\u10d0 \u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10d4\u10d1\u10d8\u10e1. \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d4\u10db\u10dd\u10ea\u10d8\u10e3\u10e0\u10dd\u10d1\u10d8\u10e1\u10d0, \u10e1\u10d0\u10d1\u10dd\u10da\u10dd\u10dd\u10d3 \u10db\u10d0\u10d8\u10dc\u10ea \u10e0\u10d0\u10ea\u10d8\u10dd\u10dc\u10d0\u10da\u10e3\u10e0\u10d8 \u10d4\u10e0\u10d8 \u10d5\u10d0\u10e0\u10d7. \u10d3\u10d8\u10d3\u10d8 \u10d8\u10db\u10d4\u10d3\u10d8 \u10db\u10d0\u10e5\u10d5\u10e1, \u10e0\u10dd\u10db \u10e1\u10d0\u10e6\u10d8 \u10d0\u10d6\u10e0\u10d8 \u10d2\u10d0\u10d8\u10db\u10d0\u10e0\u10ef\u10d5\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10d7\u10d5\u10d8\u10d7\u10d8\u10d6\u10dd\u10da\u10d0\u10ea\u10d8\u10d8\u10e1\u10d9\u10d4\u10dc \u10db\u10d8\u10d3\u10e0\u10d4\u10d9\u10d8\u10da\u10d4\u10d1\u10d0 \u10d3\u10d0\u10e1\u10e0\u10e3\u10da\u10d3\u10d4\u10d1\u10d0. \u10d7\u10e3 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d8 \u10e6\u10d8\u10d0 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1, \u10db\u10d0\u10e8\u10d8\u10dc \u10d8\u10d2\u10d8 \u10da\u10dd\u10db\u10d1\u10d0\u10e0\u10d3\u10d8\u10d0. \u10e9\u10d5\u10d4\u10dc \u10d2\u10d5\u10d8\u10dc\u10d3\u10d0 \u10da\u10dd\u10db\u10d1\u10d0\u10e0\u10d3\u10d8 \u10d2\u10d5\u10e5\u10dd\u10dc\u10d3\u10d4\u10e1? \u10e6\u10d8\u10d0\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10d2\u10da\u10dd\u10d1\u10d0\u10da\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10e1\u10d4\u10e1\u10d8\u10d4\u10d1\u10d6\u10d4 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8 \u10d2\u10d0\u10e0\u10d8\u10d2\u10d4\u10d1\u10d0 \u10d8\u10d3\u10d4\u10d1\u10d0?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10e3\u10da\u10d0\u10d3 \u2013 \u10d0\u10e0\u10ea\u10d4\u10e0\u10d7\u10d8, \u10e1\u10d0\u10db\u10ec\u10e3\u10ee\u10d0\u10e0\u10dd\u10d3\u2026 \u10d0\u10db\u10df\u10d0\u10db\u10d0\u10d3 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10ea\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d3\u10d0 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10e3\u10e0\u10d0\u10d3 \u10e1\u10e0\u10e3\u10da\u10d8\u10d0\u10d3 \u10d0\u10ee\u10d0\u10da \u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d0\u10e1 \u10d5\u10e5\u10db\u10dc\u10d8\u10d7, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e1\u10e0\u10e3\u10da \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 IOSCO\u10e1 (\u10e4\u10d0\u10e1\u10d8\u10d0\u10dc\u10d8 \u10e5\u10d0\u10e6\u10d0\u10da\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d9\u10dd\u10db\u10d8\u10e1\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0) \u10de\u10e0\u10d8\u10dc\u10ea\u10d8\u10de\u10d4\u10d1\u10d7\u10d0\u10dc \u10d3\u10d0 \u10d0\u10db\u10d0\u10d5\u10d4 \u10d3\u10e0\u10dd\u10e1 \u10d1\u10d4\u10d5\u10e0\u10d0\u10d3 \u10db\u10dd\u10e5\u10dc\u10d8\u10da\u10d8 \u10d3\u10d0 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10e3\u10e0\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0. \u10de\u10d0\u10e0\u10d0\u10da\u10d4\u10da\u10e3\u10e0\u10d0\u10d3, \u10d5\u10ea\u10d3\u10d8\u10da\u10dd\u10d1\u10d7 \u10d1\u10d0\u10d6\u10e0\u10d8\u10e1 \u10ec\u10d0\u10ee\u10d0\u10da\u10d8\u10e1\u10d4\u10d1\u10d0\u10e1. \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10e1 \u10d5\u10d0\u10d9\u10d4\u10d7\u10d4\u10d1\u10d7 \u10d8\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db \u10d1\u10d8\u10e0\u10df\u10d0\u10d6\u10d4 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d0 \u10d9\u10dd\u10db\u10e4\u10dd\u10e0\u10e2\u10e3\u10da\u10d8 \u10d2\u10d0\u10ee\u10d3\u10d4\u10e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10e3\u10da\u10d8 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d3\u10d0, \u10d7\u10e3 \u10d2\u10d0\u10e5\u10d5\u10d7 \u10f0\u10dd\u10d1\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10d2\u10d0\u10dc\u10e2\u10d5\u10d8\u10e0\u10d7\u10d5\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d7? \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10dd\u10ef\u10d0\u10ee\u10d8\u10e1 \u10ec\u10d4\u10d5\u10e0\u10d4\u10d1\u10d8 \u10d5\u10d8\u10dc \u10d0\u10e0\u10d8\u10d0\u10dc?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10f0\u10dd\u10d1\u10d8 \u10db\u10d0\u10e5\u10d5\u10e1. \u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d9\u10e0\u10d8\u10d5\u10d8\u10d7 \u10d5\u10d8\u10e7\u10d0\u10d5\u10d8 \u10d3\u10d0\u10d9\u10d0\u10d5\u10d4\u10d1\u10e3\u10da\u10d8, \u10d3\u10e6\u10d4\u10e1 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10db\u10d8\u10e7\u10d5\u10d0\u10e0\u10e1 \u10e4\u10d8\u10d6\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d0\u10e5\u10e2\u10d8\u10d5\u10dd\u10d1\u10d0. \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10d8\u10e7\u10d5\u10d0\u10e0\u10e1 \u10d9\u10d0\u10e0\u10d2\u10d8 \u10db\u10e3\u10e1\u10d8\u10d9\u10d0 \u10d3\u10d0 \u10d9\u10d8\u10d7\u10ee\u10d5\u10d0. \u10db\u10e7\u10d0\u10d5\u10e1 \u10e5\u10e3\u10e9\u10d8\u10d3\u10d0\u10dc \u10d0\u10e7\u10d5\u10d0\u10dc\u10d8\u10da\u10d8 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10eb\u10d0\u10e6\u10da\u10d8. \u10db\u10d8\u10e7\u10d5\u10d0\u10e0\u10e1 \u10f0\u10d0\u10d8\u10d9\u10d8\u10dc\u10d2\u10d8. \u10db\u10e7\u10d0\u10d5\u10e1 \u10db\u10d4\u10e3\u10e6\u10da\u10d4 \u10d3\u10d0 \u10e1\u10d0\u10db\u10d8 \u10e8\u10d5\u10d8\u10da\u10d8. \u10db\u10d4\u10e3\u10e6\u10da\u10d4 \u10e7\u10dd\u10e4\u10d8\u10da\u10d8 \u10d1\u10d0\u10da\u10d4\u10e0\u10d8\u10dc\u10d0\u10d0, \u10d0\u10db\u10df\u10d0\u10db\u10d0\u10d3 \u10db\u10ee\u10d0\u10e2\u10d5\u10d0\u10e0\u10d8\u10d0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u10d4\u10e1\u10d0\u10e3\u10d1\u10e0\u10d0 \u10d4\u10d9\u10d0 \u10ee\u10d0\u10e0\u10d0\u10d6\u10d8<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>\u10d8\u10dc\u10e2\u10d4\u10e0\u10d5\u10d8\u10e3 \u10d2\u10d0\u10db\u10dd\u10e5\u10d5\u10d4\u10e7\u10dc\u10d3\u10d0 \u10df\u10e3\u10e0\u10dc\u10d0\u10da \u201e\u10d0\u10e3\u10d3\u10d8\u10e2\u10d8, \u10d0\u10e6\u10e0\u10d8\u10ea\u10ee\u10d5\u10d0, \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8\u201c-\u10e1 2026 \u10ec\u10da\u10d8\u10e1 \u10d8\u10d0\u10dc\u10d5\u10e0\u10d8\u10e1 \u21161(313)-\u10e8\u10d8<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u10d8\u10dc\u10e2\u10d4\u10e0\u10d5\u10d8\u10e3 \u10d2\u10d0\u10db\u10dd\u10e5\u10d5\u10d4\u10e7\u10dc\u10d3\u10d0 \u10df\u10e3\u10e0\u10dc\u10d0\u10da \u201e\u10d0\u10e3\u10d3\u10d8\u10e2\u10d8, \u10d0\u10e6\u10e0\u10d8\u10ea\u10ee\u10d5\u10d0, \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8\u201c-\u10e1 2026 \u10ec\u10da\u10d8\u10e1 \u10d8\u10d0\u10dc\u10d5\u10e0\u10d8\u10e1 \u21161(313)-\u10e8\u10d8<\/p>\n","protected":false},"author":1,"featured_media":2371,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15,16],"tags":[],"class_list":["post-2367","post","type-post","status-publish","format-standard","has-post-thumbnail","category-aaf-media","category-interview"],"_links":{"self":[{"href":"https:\/\/aafpress.ge\/index.php?rest_route=\/wp\/v2\/posts\/2367","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aafpress.ge\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aafpress.ge\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aafpress.ge\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/aafpress.ge\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2367"}],"version-history":[{"count":4,"href":"https:\/\/aafpress.ge\/index.php?rest_route=\/wp\/v2\/posts\/2367\/revisions"}],"predecessor-version":[{"id":2374,"href":"https:\/\/aafpress.ge\/index.php?rest_route=\/wp\/v2\/posts\/2367\/revisions\/2374"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aafpress.ge\/index.php?rest_route=\/wp\/v2\/media\/2371"}],"wp:attachment":[{"href":"https:\/\/aafpress.ge\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2367"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aafpress.ge\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2367"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aafpress.ge\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2367"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}